{"id":2097,"date":"2026-10-06T13:18:09","date_gmt":"2026-10-06T13:18:09","guid":{"rendered":"https:\/\/goldmanandco.co.uk\/?page_id=2097"},"modified":"2026-10-06T13:18:09","modified_gmt":"2026-10-06T13:18:09","slug":"mortgages-finance","status":"publish","type":"page","link":"https:\/\/goldmanandco.co.uk\/?page_id=2097","title":{"rendered":"Mortgages &#038; Finance"},"content":{"rendered":"\n<div id=\"gc-mortgages-finance\" class=\"gcf notranslate\" translate=\"no\" data-gc-no-translate=\"true\"><section class=\"gcf-locale gcf-locale-en notranslate\" lang=\"en\" dir=\"ltr\" data-gc-no-translate=\"true\" translate=\"no\"><header class=\"gcf-shell gcf-hero\"><div><p class=\"gcf-kicker\">Property guides \u00b7 London &amp; the Home Counties<\/p><h1>Mortgages &amp; Finance<\/h1><p class=\"gcf-headline\">A clearer path to your next move.<\/p><p class=\"gcf-lead\">Understand the borrowing behind your property plans. Explore our guides to buying a home, reviewing a mortgage and financing an investment or business premises.<\/p><div class=\"gcf-actions\"><a class=\"gcf-button\" href=\"https:\/\/goldmanandco.co.uk\/?page_id=250\">Discuss your property plans <span aria-hidden=\"true\">&#x2197;<\/span><\/a><a class=\"gcf-text-link\" href=\"#gcf-residential-en\">Explore the guides <span aria-hidden=\"true\">\u2193<\/span><\/a><\/div><\/div><figure class=\"gcf-hero-image\"><img fetchpriority=\"high\" src=\"https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline-1024x768.png\" srcset=\"https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline-768x576.png 768w, https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline-1024x768.png 1024w, https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline.png 1448w\" sizes=\"(min-width: 861px) 45vw, 100vw\" width=\"1448\" height=\"1086\" loading=\"eager\" decoding=\"async\" alt=\"London skyline and St Paul\u2019s Cathedral at dusk\"><\/figure><\/header><nav class=\"gcf-shell gcf-nav\" aria-label=\"On this page\"><a href=\"#gcf-calculators-en\">Calculators<\/a><a href=\"#gcf-residential-en\">Home mortgages<\/a><a href=\"#gcf-investment-en\">Investment &amp; business finance<\/a><a href=\"#gcf-prepare-en\">Preparing to apply<\/a><a href=\"#gcf-tools-en\">Useful tools<\/a><\/nav><section class=\"gcf-shell gcf-section gcf-calculators\" id=\"gcf-calculators-en\" aria-labelledby=\"gcf-calculators-title-en\"><div class=\"gcf-section-head\"><p class=\"gcf-kicker\">Calculators<\/p><h2 id=\"gcf-calculators-title-en\">Make room for the numbers.<\/h2><p>Six tools to explore your borrowing, purchase and next mortgage decision. The starting figures are examples: enter your own amounts and quoted rates. Results are estimates, not an offer or personal recommendation.<\/p><\/div><div class=\"gcf-calculator-grid\"><details class=\"gcf-calculator\" name=\"gcf-calculator-en\" open><summary><span class=\"gcf-number\" aria-hidden=\"true\">01<\/span><span class=\"gcf-calculator-title\">How much could I borrow?<\/span><span class=\"gcf-read\">Open calculator<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Illustrate borrowing from one or two annual incomes, a chosen income multiple and your deposit.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"affordability\" role=\"form\" aria-label=\"How much could I borrow?\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-affordability-income-en\"><span>Annual income before tax (\u00a3)<\/span><input type=\"number\" name=\"income\" id=\"gcf-affordability-income-en\" value=\"50000\" min=\"0\" max=\"10000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-affordability-second-en\"><span>Second applicant\u2019s annual income (\u00a3)<\/span><input type=\"number\" name=\"second\" id=\"gcf-affordability-second-en\" value=\"0\" min=\"0\" max=\"10000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-affordability-deposit-en\"><span>Deposit (\u00a3)<\/span><input type=\"number\" name=\"deposit\" id=\"gcf-affordability-deposit-en\" value=\"40000\" min=\"0\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-affordability-multiple-en\"><span>Income multiple for illustration<\/span><input type=\"number\" name=\"multiple\" id=\"gcf-affordability-multiple-en\" value=\"4.5\" min=\"0.1\" max=\"10\" step=\"0.1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Calculate <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Assumptions.<\/strong> The 4\u00d7\u20135\u00d7 range is an income illustration. The selected multiple is editable. Spending, debts, credit history and lender criteria are not assessed.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">02<\/span><span class=\"gcf-calculator-title\">Mortgage repayments<\/span><span class=\"gcf-read\">Open calculator<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Estimate monthly payments, interest and the remaining balance for repayment or interest-only borrowing.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"repayment\" role=\"form\" aria-label=\"Mortgage repayments\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-repayment-amount-en\"><span>Mortgage amount (\u00a3)<\/span><input type=\"number\" name=\"amount\" id=\"gcf-repayment-amount-en\" value=\"250000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-repayment-rate-en\"><span>Annual interest rate (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-repayment-rate-en\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-repayment-years-en\"><span>Remaining mortgage term (years)<\/span><input type=\"number\" name=\"years\" id=\"gcf-repayment-years-en\" value=\"25\" min=\"1\" max=\"40\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-repayment-type-en\"><span>Repayment type<\/span><select name=\"type\" id=\"gcf-repayment-type-en\"><option value=\"repay\">Capital repayment<\/option><option value=\"interest\">Interest only<\/option><\/select><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Calculate <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Assumptions.<\/strong> A constant rate, monthly interest and unchanged payments are assumed. Mortgage costs and rate changes are excluded. Interest-only capital is payable separately.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">03<\/span><span class=\"gcf-calculator-title\">Stamp duty<\/span><span class=\"gcf-read\">Open calculator<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Estimate residential SDLT in England and Northern Ireland, including first-time buyer relief and applicable surcharges.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"stamp\" role=\"form\" aria-label=\"Stamp duty\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-stamp-price-en\"><span>Property purchase price (\u00a3)<\/span><input type=\"number\" name=\"price\" id=\"gcf-stamp-price-en\" value=\"300000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-stamp-buyer-en\"><span>Buyer type<\/span><select name=\"buyer\" id=\"gcf-stamp-buyer-en\"><option value=\"standard\">Standard purchase \/ replacing main home<\/option><option value=\"first\">Eligible first-time buyer<\/option><option value=\"additional\">Additional residential property<\/option><\/select><\/label><label class=\"gcf-calc-checkbox\" for=\"gcf-stamp-nonresident-en\"><input type=\"checkbox\" name=\"nonresident\" id=\"gcf-stamp-nonresident-en\"><span>Non-UK resident for SDLT (2% surcharge)<\/span><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Calculate <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Assumptions.<\/strong> Individual residential purchases only; England and Northern Ireland. Rates checked 6 October 2026. All buyers must qualify for first-time relief. Excludes companies, trusts, linked purchases, shared ownership, new-lease rent and special reliefs. Confirm with your conveyancer.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/residential-property-rates\" target=\"_blank\" rel=\"noopener\">Check current HMRC rates &#x2197;<\/a><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">04<\/span><span class=\"gcf-calculator-title\">Mortgage overpayments<\/span><span class=\"gcf-read\">Open calculator<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Explore extra monthly payments and an immediate lump sum during the remaining period of your deal.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"overpayment\" role=\"form\" aria-label=\"Mortgage overpayments\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-overpayment-balance-en\"><span>Current mortgage balance (\u00a3)<\/span><input type=\"number\" name=\"balance\" id=\"gcf-overpayment-balance-en\" value=\"250000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-rate-en\"><span>Annual interest rate (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-overpayment-rate-en\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-payment-en\"><span>Current monthly payment (\u00a3)<\/span><input type=\"number\" name=\"payment\" id=\"gcf-overpayment-payment-en\" value=\"1500\" min=\"0.01\" max=\"1000000\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-months-en\"><span>Months left on the current deal<\/span><input type=\"number\" name=\"months\" id=\"gcf-overpayment-months-en\" value=\"24\" min=\"1\" max=\"480\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-extra-en\"><span>Extra monthly overpayment (\u00a3)<\/span><input type=\"number\" name=\"extra\" id=\"gcf-overpayment-extra-en\" value=\"200\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-lump-en\"><span>Immediate lump-sum overpayment (\u00a3)<\/span><input type=\"number\" name=\"lump\" id=\"gcf-overpayment-lump-en\" value=\"0\" min=\"0\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Calculate <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Assumptions.<\/strong> Lump sum applied immediately; extra payments at month end. Rate and regular payment stay unchanged over the selected months. Charges are excluded: check your lender\u2019s overpayment allowance.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">05<\/span><span class=\"gcf-calculator-title\">Porting a mortgage<\/span><span class=\"gcf-read\">Open calculator<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Compare keeping your existing rate with a top-up against replacing the whole mortgage.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"porting\" role=\"form\" aria-label=\"Porting a mortgage\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-porting-balance-en\"><span>Current mortgage balance (\u00a3)<\/span><input type=\"number\" name=\"balance\" id=\"gcf-porting-balance-en\" value=\"200000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-rate-en\"><span>Annual interest rate (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-porting-rate-en\" value=\"3\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-years-en\"><span>Remaining mortgage term (years)<\/span><input type=\"number\" name=\"years\" id=\"gcf-porting-years-en\" value=\"25\" min=\"1\" max=\"40\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-months-en\"><span>Months left on the current deal<\/span><input type=\"number\" name=\"months\" id=\"gcf-porting-months-en\" value=\"24\" min=\"1\" max=\"480\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-additional-en\"><span>Additional borrowing needed (\u00a3)<\/span><input type=\"number\" name=\"additional\" id=\"gcf-porting-additional-en\" value=\"100000\" min=\"0\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-property-en\"><span>New property value (\u00a3)<\/span><input type=\"number\" name=\"property\" id=\"gcf-porting-property-en\" value=\"450000\" min=\"1\" max=\"200000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-toprate-en\"><span>Rate for the additional borrowing (%)<\/span><input type=\"number\" name=\"toprate\" id=\"gcf-porting-toprate-en\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-newrate-en\"><span>Rate for a new mortgage (%)<\/span><input type=\"number\" name=\"newrate\" id=\"gcf-porting-newrate-en\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-erc-en\"><span>Early repayment charge (% of current balance)<\/span><input type=\"number\" name=\"erc\" id=\"gcf-porting-erc-en\" value=\"2\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-portfees-en\"><span>Up-front costs for porting (\u00a3)<\/span><input type=\"number\" name=\"portfees\" id=\"gcf-porting-portfees-en\" value=\"0\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-newfees-en\"><span>Up-front costs for a new mortgage (\u00a3)<\/span><input type=\"number\" name=\"newfees\" id=\"gcf-porting-newfees-en\" value=\"1000\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Calculate <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Assumptions.<\/strong> Repayment loans use the same remaining term. Rates stay fixed over the selected months; costs and ERC are paid up front. Cost comparison uses interest plus entered costs. Porting and extra borrowing need lender approval.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">06<\/span><span class=\"gcf-calculator-title\">Early remortgaging<\/span><span class=\"gcf-read\">Open calculator<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Compare switching now with staying until your current deal ends, including an early repayment charge.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"remortgage\" role=\"form\" aria-label=\"Early remortgaging\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-remortgage-balance-en\"><span>Current mortgage balance (\u00a3)<\/span><input type=\"number\" name=\"balance\" id=\"gcf-remortgage-balance-en\" value=\"250000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-rate-en\"><span>Annual interest rate (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-remortgage-rate-en\" value=\"5.5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-years-en\"><span>Remaining mortgage term (years)<\/span><input type=\"number\" name=\"years\" id=\"gcf-remortgage-years-en\" value=\"25\" min=\"1\" max=\"40\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-months-en\"><span>Months left on the current deal<\/span><input type=\"number\" name=\"months\" id=\"gcf-remortgage-months-en\" value=\"24\" min=\"1\" max=\"480\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-newrate-en\"><span>Rate for a new mortgage (%)<\/span><input type=\"number\" name=\"newrate\" id=\"gcf-remortgage-newrate-en\" value=\"4.5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-erc-en\"><span>Early repayment charge (% of current balance)<\/span><input type=\"number\" name=\"erc\" id=\"gcf-remortgage-erc-en\" value=\"2\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-fees-en\"><span>Other up-front switching costs (\u00a3)<\/span><input type=\"number\" name=\"fees\" id=\"gcf-remortgage-fees-en\" value=\"1000\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Calculate <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Assumptions.<\/strong> Same balance and remaining term, constant rates over the selected months, costs paid up front. Break-even uses cumulative interest saved against ERC and entered costs. Future rates and changes to the ERC are excluded.<\/p><\/div><\/details><\/div><noscript><p>Independent tools and guidance are available below if calculators do not load.<\/p><\/noscript><\/section><section class=\"gcf-shell gcf-section\" id=\"gcf-residential-en\" aria-labelledby=\"gcf-residential-en-title\"><div class=\"gcf-section-head\"><p class=\"gcf-kicker\">Home mortgages<\/p><h2 id=\"gcf-residential-en-title\">Your home. Your next chapter.<\/h2><p>A starting point for first-time buyers, home movers and existing owners.<\/p><\/div><div class=\"gcf-grid\"><details class=\"gcf-card\" name=\"gcf-guide-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">01<\/span><span class=\"gcf-kicker\">Getting started<\/span><span class=\"gcf-card-title\">Buying your first home<\/span><span class=\"gcf-read\">Read guide<\/span><\/summary><div class=\"gcf-answer\"><p>Plan your deposit, monthly budget and purchasing costs before you start viewing. Lenders assess income, existing commitments and the property. Your loan-to-value (LTV) is the amount borrowed as a proportion of the property value. An agreement in principle is an initial indication, rather than a formal mortgage offer.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/first-time-buyer-money-tips\" target=\"_blank\" rel=\"noopener\">Further reading: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">02<\/span><span class=\"gcf-kicker\">Understanding rates<\/span><span class=\"gcf-card-title\">Fixed, tracker or variable?<\/span><span class=\"gcf-read\">Read guide<\/span><\/summary><div class=\"gcf-answer\"><p>A fixed rate stays the same for an agreed period. A tracker follows a specified reference rate; a lender\u2019s standard variable rate can change at its discretion. Consider how payment changes would affect your budget and what happens when an introductory deal ends.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-interest-rate-options\" target=\"_blank\" rel=\"noopener\">Further reading: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">03<\/span><span class=\"gcf-kicker\">Repayment choices<\/span><span class=\"gcf-card-title\">Repayment or interest-only?<\/span><span class=\"gcf-read\">Read guide<\/span><\/summary><div class=\"gcf-answer\"><p>A repayment mortgage pays down the loan and interest over the agreed term. With interest-only borrowing, monthly payments cover the interest while the capital remains due. You need a credible plan for repaying that capital. Eligibility and the available repayment options depend on the lender and your circumstances.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-repayment-options\" target=\"_blank\" rel=\"noopener\">Further reading: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">04<\/span><span class=\"gcf-kicker\">Reviewing your mortgage<\/span><span class=\"gcf-card-title\">Remortgaging &amp; moving home<\/span><span class=\"gcf-read\">Read guide<\/span><\/summary><div class=\"gcf-answer\"><p>Remortgaging moves your borrowing to a new lender. A product transfer changes the deal with your existing lender. Compare the total cost and any early repayment charges. If you are moving, ask about porting: keeping an existing deal still depends on the lender\u2019s checks and the new property.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/remortgaging-to-cut-costs\" target=\"_blank\" rel=\"noopener\">Further reading: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><\/div><\/section><section class=\"gcf-shell gcf-section\" id=\"gcf-investment-en\" aria-labelledby=\"gcf-investment-en-title\"><div class=\"gcf-section-head\"><p class=\"gcf-kicker\">Investment &amp; business finance<\/p><h2 id=\"gcf-investment-en-title\">Finance for a different kind of property.<\/h2><p>The questions to consider for a rental investment, commercial premises or a development project.<\/p><\/div><div class=\"gcf-grid\"><details class=\"gcf-card\" name=\"gcf-guide-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">05<\/span><span class=\"gcf-kicker\">For landlords<\/span><span class=\"gcf-card-title\">Buy-to-let mortgages<\/span><span class=\"gcf-read\">Read guide<\/span><\/summary><div class=\"gcf-answer\"><p>Borrowing for a rental property differs from borrowing for your own home. Lenders consider expected rent and their own lending criteria. Plan for repairs and periods without rental income, and obtain tax advice. If you intend to let a home with a residential mortgage, speak to your lender first.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/blog\/buy-or-rent-a-home\/buy-to-let-mortgages-explained\" target=\"_blank\" rel=\"noopener\">Further reading: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">06<\/span><span class=\"gcf-kicker\">For businesses &amp; investors<\/span><span class=\"gcf-card-title\">Commercial property finance<\/span><span class=\"gcf-read\">Read guide<\/span><\/summary><div class=\"gcf-answer\"><p>Commercial mortgages may fund premises for your own business or a property let to another occupier. The lender considers the property, business or rental income, security and repayment position. Review the full borrowing cost, any guarantees and the purchase costs with appropriate financial and legal advisers.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.british-business-bank.co.uk\/business-guidance\/guidance-articles\/finance\/how-to-finance-a-commercial-property-purchase\" target=\"_blank\" rel=\"noopener\">Further reading: British Business Bank <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">07<\/span><span class=\"gcf-kicker\">Short-term borrowing<\/span><span class=\"gcf-card-title\">Bridging finance<\/span><span class=\"gcf-read\">Read guide<\/span><\/summary><div class=\"gcf-answer\"><p>A bridging loan provides short-term funding secured against an asset. It needs a realistic exit, such as a sale or longer-term borrowing. Costs can be higher than longer-term finance. Check the interest, charges and repayment deadline, including what happens if the expected sale or refinance is delayed.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.british-business-bank.co.uk\/business-guidance\/guidance-articles\/finance\/what-is-a-business-bridging-loan\" target=\"_blank\" rel=\"noopener\">Further reading: British Business Bank <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-en\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">08<\/span><span class=\"gcf-kicker\">For property projects<\/span><span class=\"gcf-card-title\">Development finance<\/span><span class=\"gcf-read\">Read guide<\/span><\/summary><div class=\"gcf-answer\"><p>Development borrowing can fund a building project, with money released in stages under an agreed facility. Prepare the project budget, programme, planning position and repayment route. Discuss drawdown conditions, monitoring and how delays or cost changes would be handled before committing to the funding.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.natwest.com\/business\/loans-and-finance\/real-estate-finance\/residential-property-development.html\" target=\"_blank\" rel=\"noopener\">Further reading: NatWest \u2014 development finance overview <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><\/div><\/section><section class=\"gcf-planning\"><div class=\"gcf-shell gcf-planning-grid\"><section id=\"gcf-prepare-en\" aria-labelledby=\"gcf-prepare-en-title\"><p class=\"gcf-kicker\">Preparing to apply<\/p><h2 id=\"gcf-prepare-en-title\">Have the essentials ready.<\/h2><p>Your lender or adviser will confirm the exact documents needed. A useful starting point is:<\/p><ul><li>Proof of identity and address<\/li><li>Evidence of income, or accounts and tax records for self-employment<\/li><li>Bank statements and details of regular spending or debts<\/li><li>Evidence of your deposit and where it comes from<\/li><li>Property details, plus current mortgage information if refinancing<\/li><\/ul><a class=\"gcf-text-link\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/how-to-apply-for-a-mortgage\" target=\"_blank\" rel=\"noopener\">Read MoneyHelper\u2019s application guide &#x2197;<\/a><\/section><section id=\"gcf-tools-en\" aria-labelledby=\"gcf-tools-en-title\"><p class=\"gcf-kicker\">Useful tools<\/p><h2 id=\"gcf-tools-en-title\">Put some numbers around your plans.<\/h2><p>Use MoneyHelper\u2019s calculators to explore possible repayments and borrowing. Results are estimates; lenders make their own affordability and eligibility assessments.<\/p><div class=\"gcf-tool-links\"><a href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-repayment-calculator\" target=\"_blank\" rel=\"noopener\">Mortgage repayment calculator <span aria-hidden=\"true\">&#x2197;<\/span><\/a><a href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-affordability-calculator\" target=\"_blank\" rel=\"noopener\">Mortgage borrowing calculator <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><p class=\"gcf-small\">External tools open in a new tab.<\/p><\/section><\/div><\/section><section class=\"gcf-contact\"><div class=\"gcf-shell\"><p class=\"gcf-kicker\">Your property plans<\/p><h2>Start with a conversation.<\/h2><p>Tell us what you are looking to buy, refinance or develop. We can discuss the property search and transaction, and the specialist support you may need.<\/p><div class=\"gcf-actions\"><a class=\"gcf-button\" href=\"https:\/\/goldmanandco.co.uk\/?page_id=250\">Discuss your property plans <span aria-hidden=\"true\">&#x2197;<\/span><\/a><a class=\"gcf-text-link\" href=\"mailto:info@goldmanandco.co.uk?subject=Mortgages%20%26%20Finance%20enquiry\">info@goldmanandco.co.uk<\/a><\/div><p class=\"gcf-small\">Please use the contact form for an initial enquiry. Your lender or adviser will explain how to provide financial documents securely.<\/p><\/div><\/section><aside class=\"gcf-shell gcf-notice\" aria-label=\"Important information\"><p class=\"gcf-kicker\">Important information<\/p><p>These guides provide general information, not a personal mortgage recommendation or an offer of finance. Product suitability, availability and approval depend on your circumstances and the lender\u2019s criteria. Take advice from an appropriately authorised mortgage adviser where regulated advice is required.<\/p><a class=\"gcf-text-link\" href=\"https:\/\/www.fca.org.uk\/consumers\/how-check-firm-individual-authorised\" target=\"_blank\" rel=\"noopener\">Check an adviser\u2019s permissions with the FCA &#x2197;<\/a><p class=\"gcf-risk\">Your home or other property may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.<\/p><p class=\"gcf-small\">Guides reviewed 6 October 2026.<\/p><\/aside><\/section><section class=\"gcf-locale gcf-locale-tr notranslate\" lang=\"tr\" dir=\"ltr\" data-gc-no-translate=\"true\" translate=\"no\"><header class=\"gcf-shell gcf-hero\"><div><p class=\"gcf-kicker\">Gayrimenkul rehberleri \u00b7 Londra ve \u00e7evre kontluklar<\/p><h1>Mortgage ve Finansman<\/h1><p class=\"gcf-headline\">Bir sonraki ad\u0131m\u0131n\u0131z i\u00e7in daha net bir yol.<\/p><p class=\"gcf-lead\">Gayrimenkul planlar\u0131n\u0131z\u0131n finansman\u0131n\u0131 anlay\u0131n. Konut sat\u0131n alma, mevcut mortgage kredinizi g\u00f6zden ge\u00e7irme ve yat\u0131r\u0131m ya da i\u015f yerini finanse etme rehberlerimizi inceleyin.<\/p><div class=\"gcf-actions\"><a class=\"gcf-button\" href=\"https:\/\/goldmanandco.co.uk\/?page_id=250&amp;lang=tr\">Gayrimenkul planlar\u0131n\u0131z\u0131 g\u00f6r\u00fc\u015felim <span aria-hidden=\"true\">&#x2197;<\/span><\/a><a class=\"gcf-text-link\" href=\"#gcf-residential-tr\">Rehberleri inceleyin <span aria-hidden=\"true\">\u2193<\/span><\/a><\/div><\/div><figure class=\"gcf-hero-image\"><img src=\"https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline-1024x768.png\" srcset=\"https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline-768x576.png 768w, https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline-1024x768.png 1024w, https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline.png 1448w\" sizes=\"(min-width: 861px) 45vw, 100vw\" width=\"1448\" height=\"1086\" loading=\"eager\" decoding=\"async\" alt=\"Alacakaranl\u0131kta Londra sil\u00fceti ve St Paul Katedrali\"><\/figure><\/header><nav class=\"gcf-shell gcf-nav\" aria-label=\"Bu sayfada\"><a href=\"#gcf-calculators-tr\">Hesaplay\u0131c\u0131lar<\/a><a href=\"#gcf-residential-tr\">Konut kredileri<\/a><a href=\"#gcf-investment-tr\">Yat\u0131r\u0131m ve ticari finansman<\/a><a href=\"#gcf-prepare-tr\">Ba\u015fvuruya haz\u0131rl\u0131k<\/a><a href=\"#gcf-tools-tr\">Faydal\u0131 ara\u00e7lar<\/a><\/nav><section class=\"gcf-shell gcf-section gcf-calculators\" id=\"gcf-calculators-tr\" aria-labelledby=\"gcf-calculators-title-tr\"><div class=\"gcf-section-head\"><p class=\"gcf-kicker\">Hesaplay\u0131c\u0131lar<\/p><h2 id=\"gcf-calculators-title-tr\">Planlar\u0131n\u0131z\u0131 rakamlarla de\u011ferlendirin.<\/h2><p>Kredi tutar\u0131n\u0131z\u0131, sat\u0131n almay\u0131 ve bir sonraki mortgage karar\u0131n\u0131z\u0131 incelemek i\u00e7in alt\u0131 ara\u00e7. Ba\u015flang\u0131\u00e7 de\u011ferleri \u00f6rnektir: kendi tutarlar\u0131n\u0131z\u0131 ve teklif edilen faizleri girin. Sonu\u00e7lar tahminidir; teklif veya ki\u015fisel \u00f6neri de\u011fildir.<\/p><\/div><div class=\"gcf-calculator-grid\"><details class=\"gcf-calculator\" name=\"gcf-calculator-tr\" open><summary><span class=\"gcf-number\" aria-hidden=\"true\">01<\/span><span class=\"gcf-calculator-title\">Ne kadar kredi kullanabilirim?<\/span><span class=\"gcf-read\">Hesaplay\u0131c\u0131y\u0131 a\u00e7<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Bir veya iki y\u0131ll\u0131k gelir, se\u00e7ti\u011finiz gelir \u00e7arpan\u0131 ve pe\u015finatla \u00f6rnek kredi tutar\u0131n\u0131 inceleyin.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"affordability\" role=\"form\" aria-label=\"Ne kadar kredi kullanabilirim?\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-affordability-income-tr\"><span>Vergi \u00f6ncesi y\u0131ll\u0131k gelir (\u00a3)<\/span><input type=\"number\" name=\"income\" id=\"gcf-affordability-income-tr\" value=\"50000\" min=\"0\" max=\"10000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-affordability-second-tr\"><span>\u0130kinci ba\u015fvuran\u0131n y\u0131ll\u0131k geliri (\u00a3)<\/span><input type=\"number\" name=\"second\" id=\"gcf-affordability-second-tr\" value=\"0\" min=\"0\" max=\"10000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-affordability-deposit-tr\"><span>Pe\u015finat (\u00a3)<\/span><input type=\"number\" name=\"deposit\" id=\"gcf-affordability-deposit-tr\" value=\"40000\" min=\"0\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-affordability-multiple-tr\"><span>\u00d6rnek hesaplama i\u00e7in gelir \u00e7arpan\u0131<\/span><input type=\"number\" name=\"multiple\" id=\"gcf-affordability-multiple-tr\" value=\"4.5\" min=\"0.1\" max=\"10\" step=\"0.1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Hesapla <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Varsay\u0131mlar.<\/strong> 4\u20135 kat aral\u0131\u011f\u0131 yaln\u0131zca gelir \u00f6rne\u011fidir. Se\u00e7ilen \u00e7arpan\u0131 de\u011fi\u015ftirebilirsiniz. Harcamalar, bor\u00e7lar, kredi ge\u00e7mi\u015fi ve kurulu\u015f kriterleri de\u011ferlendirilmez.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">02<\/span><span class=\"gcf-calculator-title\">Mortgage geri \u00f6demeleri<\/span><span class=\"gcf-read\">Hesaplay\u0131c\u0131y\u0131 a\u00e7<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Anapara veya yaln\u0131zca faiz \u00f6demeli kredinin ayl\u0131k \u00f6demelerini, faizini ve bakiyesini tahmin edin.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"repayment\" role=\"form\" aria-label=\"Mortgage geri \u00f6demeleri\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-repayment-amount-tr\"><span>Mortgage tutar\u0131 (\u00a3)<\/span><input type=\"number\" name=\"amount\" id=\"gcf-repayment-amount-tr\" value=\"250000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-repayment-rate-tr\"><span>Y\u0131ll\u0131k faiz oran\u0131 (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-repayment-rate-tr\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-repayment-years-tr\"><span>Kalan mortgage vadesi (y\u0131l)<\/span><input type=\"number\" name=\"years\" id=\"gcf-repayment-years-tr\" value=\"25\" min=\"1\" max=\"40\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-repayment-type-tr\"><span>Geri \u00f6deme t\u00fcr\u00fc<\/span><select name=\"type\" id=\"gcf-repayment-type-tr\"><option value=\"repay\">Anapara ve faiz<\/option><option value=\"interest\">Yaln\u0131zca faiz<\/option><\/select><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Hesapla <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Varsay\u0131mlar.<\/strong> Sabit faiz, ayl\u0131k faiz hesab\u0131 ve de\u011fi\u015fmeyen \u00f6demeler varsay\u0131l\u0131r. Kredi maliyetleri ve faiz de\u011fi\u015fiklikleri hari\u00e7tir. Yaln\u0131zca faiz \u00f6demeli kredinin anaparas\u0131 ayr\u0131ca \u00f6denir.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">03<\/span><span class=\"gcf-calculator-title\">Damga vergisi<\/span><span class=\"gcf-read\">Hesaplay\u0131c\u0131y\u0131 a\u00e7<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">\u0130lk al\u0131c\u0131 indirimi ve ge\u00e7erli ek oranlar d\u00e2hil \u0130ngiltere ve Kuzey \u0130rlanda konut SDLT vergisini tahmin edin.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"stamp\" role=\"form\" aria-label=\"Damga vergisi\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-stamp-price-tr\"><span>Gayrimenkul sat\u0131n alma fiyat\u0131 (\u00a3)<\/span><input type=\"number\" name=\"price\" id=\"gcf-stamp-price-tr\" value=\"300000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-stamp-buyer-tr\"><span>Al\u0131c\u0131 t\u00fcr\u00fc<\/span><select name=\"buyer\" id=\"gcf-stamp-buyer-tr\"><option value=\"standard\">Standart al\u0131m \/ ana konutu de\u011fi\u015ftirme<\/option><option value=\"first\">\u0130ndirime uygun ilk kez al\u0131c\u0131<\/option><option value=\"additional\">Ek konut gayrimenkul\u00fc<\/option><\/select><\/label><label class=\"gcf-calc-checkbox\" for=\"gcf-stamp-nonresident-tr\"><input type=\"checkbox\" name=\"nonresident\" id=\"gcf-stamp-nonresident-tr\"><span>SDLT i\u00e7in Birle\u015fik Krall\u0131k d\u0131\u015f\u0131nda ikamet (%2 ek oran)<\/span><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Hesapla <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Varsay\u0131mlar.<\/strong> Yaln\u0131zca bireysel konut al\u0131mlar\u0131; \u0130ngiltere ve Kuzey \u0130rlanda. Oranlar 6 Ekim 2026 tarihinde kontrol edildi. \u0130lk al\u0131c\u0131 indirimi i\u00e7in t\u00fcm al\u0131c\u0131lar uygun olmal\u0131d\u0131r. \u015eirketler, vak\u0131flar, ba\u011flant\u0131l\u0131 al\u0131mlar, payla\u015f\u0131ml\u0131 m\u00fclkiyet, yeni kira s\u00f6zle\u015fmesi kiras\u0131 ve \u00f6zel indirimler hari\u00e7tir. Hukuk dan\u0131\u015fman\u0131n\u0131zla do\u011frulay\u0131n.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/residential-property-rates\" target=\"_blank\" rel=\"noopener\">G\u00fcncel HMRC oranlar\u0131n\u0131 kontrol edin &#x2197;<\/a><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">04<\/span><span class=\"gcf-calculator-title\">Mortgage ek \u00f6demeleri<\/span><span class=\"gcf-read\">Hesaplay\u0131c\u0131y\u0131 a\u00e7<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Mevcut anla\u015fman\u0131z\u0131n kalan d\u00f6neminde ayl\u0131k ek \u00f6demeleri ve hemen yap\u0131lan toplu \u00f6demeyi inceleyin.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"overpayment\" role=\"form\" aria-label=\"Mortgage ek \u00f6demeleri\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-overpayment-balance-tr\"><span>Mevcut mortgage bakiyesi (\u00a3)<\/span><input type=\"number\" name=\"balance\" id=\"gcf-overpayment-balance-tr\" value=\"250000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-rate-tr\"><span>Y\u0131ll\u0131k faiz oran\u0131 (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-overpayment-rate-tr\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-payment-tr\"><span>Mevcut ayl\u0131k \u00f6deme (\u00a3)<\/span><input type=\"number\" name=\"payment\" id=\"gcf-overpayment-payment-tr\" value=\"1500\" min=\"0.01\" max=\"1000000\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-months-tr\"><span>Mevcut anla\u015fmada kalan ay<\/span><input type=\"number\" name=\"months\" id=\"gcf-overpayment-months-tr\" value=\"24\" min=\"1\" max=\"480\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-extra-tr\"><span>Ayl\u0131k ek \u00f6deme (\u00a3)<\/span><input type=\"number\" name=\"extra\" id=\"gcf-overpayment-extra-tr\" value=\"200\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-lump-tr\"><span>Hemen yap\u0131lan toplu ek \u00f6deme (\u00a3)<\/span><input type=\"number\" name=\"lump\" id=\"gcf-overpayment-lump-tr\" value=\"0\" min=\"0\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Hesapla <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Varsay\u0131mlar.<\/strong> Toplu \u00f6deme hemen, ayl\u0131k ek \u00f6demeler ay sonunda uygulan\u0131r. Se\u00e7ilen aylarda faiz ve normal \u00f6deme de\u011fi\u015fmez. Bedeller hari\u00e7tir: kurulu\u015funuzun ek \u00f6deme s\u0131n\u0131r\u0131n\u0131 kontrol edin.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">05<\/span><span class=\"gcf-calculator-title\">Mortgage \u00fcr\u00fcn\u00fcn\u00fc ta\u015f\u0131mak<\/span><span class=\"gcf-read\">Hesaplay\u0131c\u0131y\u0131 a\u00e7<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Mevcut faizi koruyup ek kredi kullanmay\u0131, kredinin tamam\u0131n\u0131 de\u011fi\u015ftirmekle kar\u015f\u0131la\u015ft\u0131r\u0131n.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"porting\" role=\"form\" aria-label=\"Mortgage \u00fcr\u00fcn\u00fcn\u00fc ta\u015f\u0131mak\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-porting-balance-tr\"><span>Mevcut mortgage bakiyesi (\u00a3)<\/span><input type=\"number\" name=\"balance\" id=\"gcf-porting-balance-tr\" value=\"200000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-rate-tr\"><span>Y\u0131ll\u0131k faiz oran\u0131 (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-porting-rate-tr\" value=\"3\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-years-tr\"><span>Kalan mortgage vadesi (y\u0131l)<\/span><input type=\"number\" name=\"years\" id=\"gcf-porting-years-tr\" value=\"25\" min=\"1\" max=\"40\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-months-tr\"><span>Mevcut anla\u015fmada kalan ay<\/span><input type=\"number\" name=\"months\" id=\"gcf-porting-months-tr\" value=\"24\" min=\"1\" max=\"480\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-additional-tr\"><span>Gereken ek kredi (\u00a3)<\/span><input type=\"number\" name=\"additional\" id=\"gcf-porting-additional-tr\" value=\"100000\" min=\"0\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-property-tr\"><span>Yeni gayrimenkul\u00fcn de\u011feri (\u00a3)<\/span><input type=\"number\" name=\"property\" id=\"gcf-porting-property-tr\" value=\"450000\" min=\"1\" max=\"200000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-toprate-tr\"><span>Ek kredinin faiz oran\u0131 (%)<\/span><input type=\"number\" name=\"toprate\" id=\"gcf-porting-toprate-tr\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-newrate-tr\"><span>Yeni mortgage faiz oran\u0131 (%)<\/span><input type=\"number\" name=\"newrate\" id=\"gcf-porting-newrate-tr\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-erc-tr\"><span>Erken \u00f6deme bedeli (mevcut bakiyenin %)<\/span><input type=\"number\" name=\"erc\" id=\"gcf-porting-erc-tr\" value=\"2\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-portfees-tr\"><span>Ta\u015f\u0131man\u0131n pe\u015fin maliyetleri (\u00a3)<\/span><input type=\"number\" name=\"portfees\" id=\"gcf-porting-portfees-tr\" value=\"0\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-newfees-tr\"><span>Yeni mortgage pe\u015fin maliyetleri (\u00a3)<\/span><input type=\"number\" name=\"newfees\" id=\"gcf-porting-newfees-tr\" value=\"1000\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Hesapla <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Varsay\u0131mlar.<\/strong> Anapara \u00f6demeli krediler ayn\u0131 kalan vadeyi kullan\u0131r. Se\u00e7ilen aylarda faizler sabittir; maliyetler ve erken \u00f6deme bedeli pe\u015fin \u00f6denir. Kar\u015f\u0131la\u015ft\u0131rma faiz ve girilen maliyetleri kullan\u0131r. Ta\u015f\u0131ma ve ek kredi kurulu\u015f onay\u0131na ba\u011fl\u0131d\u0131r.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">06<\/span><span class=\"gcf-calculator-title\">Erken yeniden finansman<\/span><span class=\"gcf-read\">Hesaplay\u0131c\u0131y\u0131 a\u00e7<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">Erken \u00f6deme bedeli d\u00e2hil, \u015fimdi de\u011fi\u015ftirmenin mevcut anla\u015fman\u0131n sonunu beklemeye g\u00f6re etkisini inceleyin.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"remortgage\" role=\"form\" aria-label=\"Erken yeniden finansman\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-remortgage-balance-tr\"><span>Mevcut mortgage bakiyesi (\u00a3)<\/span><input type=\"number\" name=\"balance\" id=\"gcf-remortgage-balance-tr\" value=\"250000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-rate-tr\"><span>Y\u0131ll\u0131k faiz oran\u0131 (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-remortgage-rate-tr\" value=\"5.5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-years-tr\"><span>Kalan mortgage vadesi (y\u0131l)<\/span><input type=\"number\" name=\"years\" id=\"gcf-remortgage-years-tr\" value=\"25\" min=\"1\" max=\"40\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-months-tr\"><span>Mevcut anla\u015fmada kalan ay<\/span><input type=\"number\" name=\"months\" id=\"gcf-remortgage-months-tr\" value=\"24\" min=\"1\" max=\"480\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-newrate-tr\"><span>Yeni mortgage faiz oran\u0131 (%)<\/span><input type=\"number\" name=\"newrate\" id=\"gcf-remortgage-newrate-tr\" value=\"4.5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-erc-tr\"><span>Erken \u00f6deme bedeli (mevcut bakiyenin %)<\/span><input type=\"number\" name=\"erc\" id=\"gcf-remortgage-erc-tr\" value=\"2\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-fees-tr\"><span>Di\u011fer pe\u015fin de\u011fi\u015ftirme maliyetleri (\u00a3)<\/span><input type=\"number\" name=\"fees\" id=\"gcf-remortgage-fees-tr\" value=\"1000\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>Hesapla <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>Varsay\u0131mlar.<\/strong> Ayn\u0131 bakiye ve kalan vade; se\u00e7ilen aylarda sabit faizler, pe\u015fin maliyetler. Ba\u015faba\u015f, biriken faiz tasarrufunun erken \u00f6deme bedeli ve girilen maliyetleri kar\u015f\u0131lamas\u0131na dayan\u0131r. Gelecek faizler ve erken \u00f6deme bedeli de\u011fi\u015fiklikleri hari\u00e7tir.<\/p><\/div><\/details><\/div><noscript><p>Hesaplay\u0131c\u0131lar y\u00fcklenmezse a\u015fa\u011f\u0131daki ba\u011f\u0131ms\u0131z ara\u00e7 ve rehberleri kullanabilirsiniz.<\/p><\/noscript><\/section><section class=\"gcf-shell gcf-section\" id=\"gcf-residential-tr\" aria-labelledby=\"gcf-residential-tr-title\"><div class=\"gcf-section-head\"><p class=\"gcf-kicker\">Konut kredileri<\/p><h2 id=\"gcf-residential-tr-title\">Eviniz. Yeni bir ba\u015flang\u0131\u00e7.<\/h2><p>\u0130lk kez ev alacaklar, ta\u015f\u0131nmay\u0131 d\u00fc\u015f\u00fcnenler ve mevcut ev sahipleri i\u00e7in bir ba\u015flang\u0131\u00e7 noktas\u0131.<\/p><\/div><div class=\"gcf-grid\"><details class=\"gcf-card\" name=\"gcf-guide-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">01<\/span><span class=\"gcf-kicker\">\u0130lk ad\u0131mlar<\/span><span class=\"gcf-card-title\">\u0130lk evinizi sat\u0131n almak<\/span><span class=\"gcf-read\">Rehberi okuyun<\/span><\/summary><div class=\"gcf-answer\"><p>Ev aramaya ba\u015flamadan \u00f6nce pe\u015finat\u0131n\u0131z\u0131, ayl\u0131k b\u00fct\u00e7enizi ve sat\u0131n alma giderlerini planlay\u0131n. Kredi kurulu\u015flar\u0131 gelirinizi, mevcut y\u00fck\u00fcml\u00fcl\u00fcklerinizi ve gayrimenkul\u00fc de\u011ferlendirir. Kredi-de\u011fer oran\u0131 (LTV), kredi tutar\u0131n\u0131n gayrimenkul de\u011ferine oran\u0131d\u0131r. \u0130lke onay\u0131, resm\u00ee kredi teklifi de\u011fil, \u00f6n de\u011ferlendirmedir.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/first-time-buyer-money-tips\" target=\"_blank\" rel=\"noopener\">Daha fazla bilgi: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">02<\/span><span class=\"gcf-kicker\">Faiz oranlar\u0131n\u0131 anlamak<\/span><span class=\"gcf-card-title\">Sabit, takipli veya de\u011fi\u015fken faiz?<\/span><span class=\"gcf-read\">Rehberi okuyun<\/span><\/summary><div class=\"gcf-answer\"><p>Sabit faiz, belirlenen d\u00f6nem boyunca de\u011fi\u015fmez. Takipli faiz, belirli bir referans oran\u0131n\u0131 izler; kredi kurulu\u015funun standart de\u011fi\u015fken faizi kendi karar\u0131yla de\u011fi\u015febilir. \u00d6demelerdeki de\u011fi\u015fikliklerin b\u00fct\u00e7enizi nas\u0131l etkileyece\u011fini ve ba\u015flang\u0131\u00e7 d\u00f6nemi sona erdi\u011finde ne olaca\u011f\u0131n\u0131 de\u011ferlendirin.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-interest-rate-options\" target=\"_blank\" rel=\"noopener\">Daha fazla bilgi: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">03<\/span><span class=\"gcf-kicker\">Geri \u00f6deme se\u00e7enekleri<\/span><span class=\"gcf-card-title\">Anapara \u00f6demeli mi, yaln\u0131zca faiz \u00f6demeli mi?<\/span><span class=\"gcf-read\">Rehberi okuyun<\/span><\/summary><div class=\"gcf-answer\"><p>Anapara \u00f6demeli mortgage, belirlenen vadede hem krediyi hem faizi \u00f6der. Yaln\u0131zca faiz \u00f6demeli kredide ayl\u0131k \u00f6demeler faizi kar\u015f\u0131lar; anaparan\u0131n ayr\u0131ca geri \u00f6denmesi gerekir. Bunun i\u00e7in g\u00fcvenilir bir \u00f6deme plan\u0131 gerekir. Uygunluk ve se\u00e7enekler kredi kurulu\u015funa ve ko\u015fullar\u0131n\u0131za ba\u011fl\u0131d\u0131r.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-repayment-options\" target=\"_blank\" rel=\"noopener\">Daha fazla bilgi: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">04<\/span><span class=\"gcf-kicker\">Mevcut kredinizi g\u00f6zden ge\u00e7irmek<\/span><span class=\"gcf-card-title\">Yeniden finansman ve ta\u015f\u0131nma<\/span><span class=\"gcf-read\">Rehberi okuyun<\/span><\/summary><div class=\"gcf-answer\"><p>Yeniden finansman, kredinizi ba\u015fka bir kredi kurulu\u015funa ta\u015f\u0131r. \u00dcr\u00fcn de\u011fi\u015fikli\u011fi ise mevcut kurulu\u015funuzdaki anla\u015fmay\u0131 de\u011fi\u015ftirir. Toplam maliyeti ve erken \u00f6deme ko\u015fullar\u0131n\u0131 kar\u015f\u0131la\u015ft\u0131r\u0131n. Ta\u015f\u0131n\u0131yorsan\u0131z mevcut \u00fcr\u00fcn\u00fcn\u00fcz\u00fc yeni eve ta\u015f\u0131ma se\u00e7ene\u011fini sorun; bu, kurulu\u015fun de\u011ferlendirmesine ve yeni gayrimenkule ba\u011fl\u0131d\u0131r.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/remortgaging-to-cut-costs\" target=\"_blank\" rel=\"noopener\">Daha fazla bilgi: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><\/div><\/section><section class=\"gcf-shell gcf-section\" id=\"gcf-investment-tr\" aria-labelledby=\"gcf-investment-tr-title\"><div class=\"gcf-section-head\"><p class=\"gcf-kicker\">Yat\u0131r\u0131m ve ticari finansman<\/p><h2 id=\"gcf-investment-tr-title\">Farkl\u0131 gayrimenkul ihtiya\u00e7lar\u0131 i\u00e7in finansman.<\/h2><p>Kiral\u0131k yat\u0131r\u0131m, ticari i\u015f yeri veya geli\u015ftirme projesi i\u00e7in de\u011ferlendirilmesi gereken konular.<\/p><\/div><div class=\"gcf-grid\"><details class=\"gcf-card\" name=\"gcf-guide-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">05<\/span><span class=\"gcf-kicker\">Ev sahipleri i\u00e7in<\/span><span class=\"gcf-card-title\">Kiraya vermek amac\u0131yla konut kredisi<\/span><span class=\"gcf-read\">Rehberi okuyun<\/span><\/summary><div class=\"gcf-answer\"><p>Kiral\u0131k gayrimenkul i\u00e7in kredi, kendi eviniz i\u00e7in krediden farkl\u0131d\u0131r. Kredi kurulu\u015flar\u0131 beklenen kira gelirini ve kendi ko\u015fullar\u0131n\u0131 dikkate al\u0131r. Bak\u0131m giderlerini ve kira geliri olmayan d\u00f6nemleri planlay\u0131n; vergi dan\u0131\u015fmanl\u0131\u011f\u0131 al\u0131n. Konut kredili evinizi kiraya verecekseniz \u00f6nce kredi kurulu\u015funuzla g\u00f6r\u00fc\u015f\u00fcn.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/blog\/buy-or-rent-a-home\/buy-to-let-mortgages-explained\" target=\"_blank\" rel=\"noopener\">Daha fazla bilgi: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">06<\/span><span class=\"gcf-kicker\">\u0130\u015fletmeler ve yat\u0131r\u0131mc\u0131lar i\u00e7in<\/span><span class=\"gcf-card-title\">Ticari gayrimenkul finansman\u0131<\/span><span class=\"gcf-read\">Rehberi okuyun<\/span><\/summary><div class=\"gcf-answer\"><p>Ticari mortgage, kendi i\u015fletmenizin i\u015f yerini veya ba\u015fka bir kullan\u0131c\u0131ya kiralanan gayrimenkul\u00fc finanse edebilir. Kredi kurulu\u015fu gayrimenkul\u00fc, i\u015fletme ya da kira gelirini, teminat\u0131 ve geri \u00f6deme durumunu de\u011ferlendirir. Toplam kredi maliyetini, kefaletleri ve sat\u0131n alma giderlerini uygun finans ve hukuk dan\u0131\u015fmanlar\u0131yla inceleyin.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.british-business-bank.co.uk\/business-guidance\/guidance-articles\/finance\/how-to-finance-a-commercial-property-purchase\" target=\"_blank\" rel=\"noopener\">Daha fazla bilgi: British Business Bank <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">07<\/span><span class=\"gcf-kicker\">K\u0131sa vadeli finansman<\/span><span class=\"gcf-card-title\">K\u00f6pr\u00fc finansman\u0131<\/span><span class=\"gcf-read\">Rehberi okuyun<\/span><\/summary><div class=\"gcf-answer\"><p>K\u00f6pr\u00fc kredisi, bir varl\u0131k teminat\u0131yla k\u0131sa vadeli finansman sa\u011flar. Sat\u0131\u015f veya uzun vadeli kredi gibi ger\u00e7ek\u00e7i bir geri \u00f6deme yolu gerekir. Maliyeti uzun vadeli finansmandan daha y\u00fcksek olabilir. Faizi, masraflar\u0131 ve \u00f6deme tarihini; beklenen sat\u0131\u015f veya yeniden finansman gecikirse ne olaca\u011f\u0131n\u0131 kontrol edin.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.british-business-bank.co.uk\/business-guidance\/guidance-articles\/finance\/what-is-a-business-bridging-loan\" target=\"_blank\" rel=\"noopener\">Daha fazla bilgi: British Business Bank <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-tr\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">08<\/span><span class=\"gcf-kicker\">Gayrimenkul projeleri i\u00e7in<\/span><span class=\"gcf-card-title\">Geli\u015ftirme finansman\u0131<\/span><span class=\"gcf-read\">Rehberi okuyun<\/span><\/summary><div class=\"gcf-answer\"><p>Geli\u015ftirme kredisi, yap\u0131m projesini finanse edebilir; tutarlar, \u00fczerinde anla\u015f\u0131lan kredi kapsam\u0131nda a\u015famalar h\u00e2linde kulland\u0131r\u0131labilir. Proje b\u00fct\u00e7esini, takvimi, planlama durumunu ve geri \u00f6deme yolunu haz\u0131rlay\u0131n. Finansmana ba\u011flanmadan \u00f6nce kulland\u0131r\u0131m ko\u015fullar\u0131n\u0131, izlemeyi ve gecikmeler veya maliyet de\u011fi\u015fikliklerinin nas\u0131l ele al\u0131naca\u011f\u0131n\u0131 g\u00f6r\u00fc\u015f\u00fcn.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.natwest.com\/business\/loans-and-finance\/real-estate-finance\/residential-property-development.html\" target=\"_blank\" rel=\"noopener\">Daha fazla bilgi: NatWest \u2014 geli\u015ftirme finansman\u0131na genel bak\u0131\u015f <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><\/div><\/section><section class=\"gcf-planning\"><div class=\"gcf-shell gcf-planning-grid\"><section id=\"gcf-prepare-tr\" aria-labelledby=\"gcf-prepare-tr-title\"><p class=\"gcf-kicker\">Ba\u015fvuruya haz\u0131rl\u0131k<\/p><h2 id=\"gcf-prepare-tr-title\">Temel belgelerinizi haz\u0131rlay\u0131n.<\/h2><p>Kredi kurulu\u015funuz veya dan\u0131\u015fman\u0131n\u0131z gereken belgeleri do\u011frulayacakt\u0131r. Ba\u015flang\u0131\u00e7 i\u00e7in:<\/p><ul><li>Kimlik ve adres belgesi<\/li><li>Gelir kan\u0131t\u0131 veya serbest \u00e7al\u0131\u015fma i\u00e7in hesaplar ve vergi kay\u0131tlar\u0131<\/li><li>Banka hesap d\u00f6k\u00fcmleri ve d\u00fczenli harcama ya da bor\u00e7 bilgileri<\/li><li>Pe\u015finat\u0131n ve kayna\u011f\u0131n\u0131n kan\u0131t\u0131<\/li><li>Gayrimenkul bilgileri; yeniden finansmanda mevcut kredi bilgileri<\/li><\/ul><a class=\"gcf-text-link\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/how-to-apply-for-a-mortgage\" target=\"_blank\" rel=\"noopener\">MoneyHelper ba\u015fvuru rehberini okuyun &#x2197;<\/a><\/section><section id=\"gcf-tools-tr\" aria-labelledby=\"gcf-tools-tr-title\"><p class=\"gcf-kicker\">Faydal\u0131 ara\u00e7lar<\/p><h2 id=\"gcf-tools-tr-title\">Planlar\u0131n\u0131z\u0131 rakamlarla de\u011ferlendirin.<\/h2><p>Olas\u0131 \u00f6demeleri ve kredi tutarlar\u0131n\u0131 incelemek i\u00e7in MoneyHelper hesaplay\u0131c\u0131lar\u0131n\u0131 kullan\u0131n. Sonu\u00e7lar tahminidir; kredi kurulu\u015flar\u0131 kendi \u00f6deme g\u00fcc\u00fc ve uygunluk de\u011ferlendirmelerini yapar.<\/p><div class=\"gcf-tool-links\"><a href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-repayment-calculator\" target=\"_blank\" rel=\"noopener\">Mortgage geri \u00f6deme hesaplay\u0131c\u0131s\u0131 <span aria-hidden=\"true\">&#x2197;<\/span><\/a><a href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-affordability-calculator\" target=\"_blank\" rel=\"noopener\">Mortgage kredi tutar\u0131 hesaplay\u0131c\u0131s\u0131 <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><p class=\"gcf-small\">Haric\u00ee ara\u00e7lar yeni sekmede a\u00e7\u0131l\u0131r.<\/p><\/section><\/div><\/section><section class=\"gcf-contact\"><div class=\"gcf-shell\"><p class=\"gcf-kicker\">Gayrimenkul planlar\u0131n\u0131z<\/p><h2>Bir g\u00f6r\u00fc\u015fmeyle ba\u015flay\u0131n.<\/h2><p>Neyi sat\u0131n almak, yeniden finanse etmek veya geli\u015ftirmek istedi\u011finizi anlat\u0131n. Gayrimenkul aray\u0131\u015f\u0131n\u0131z\u0131, i\u015flemi ve ihtiya\u00e7 duyabilece\u011finiz uzman deste\u011fini g\u00f6r\u00fc\u015febiliriz.<\/p><div class=\"gcf-actions\"><a class=\"gcf-button\" href=\"https:\/\/goldmanandco.co.uk\/?page_id=250&amp;lang=tr\">Gayrimenkul planlar\u0131n\u0131z\u0131 g\u00f6r\u00fc\u015felim <span aria-hidden=\"true\">&#x2197;<\/span><\/a><a class=\"gcf-text-link\" href=\"mailto:info@goldmanandco.co.uk?subject=Mortgages%20%26%20Finance%20enquiry\">info@goldmanandco.co.uk<\/a><\/div><p class=\"gcf-small\">\u0130lk talebiniz i\u00e7in ileti\u015fim formunu kullan\u0131n. Finansal belgelerinizi g\u00fcvenle nas\u0131l iletece\u011finizi kredi kurulu\u015funuz veya dan\u0131\u015fman\u0131n\u0131z a\u00e7\u0131klayacakt\u0131r.<\/p><\/div><\/section><aside class=\"gcf-shell gcf-notice\" aria-label=\"\u00d6nemli bilgiler\"><p class=\"gcf-kicker\">\u00d6nemli bilgiler<\/p><p>Bu rehberler genel bilgi sunar; ki\u015fisel mortgage \u00f6nerisi veya finansman teklifi de\u011fildir. \u00dcr\u00fcn uygunlu\u011fu, eri\u015filebilirli\u011fi ve onay\u0131 ko\u015fullar\u0131n\u0131za ve kredi kurulu\u015funun kriterlerine ba\u011fl\u0131d\u0131r. D\u00fczenlemeye tabi dan\u0131\u015fmanl\u0131k gereken durumlarda uygun yetkiye sahip bir mortgage dan\u0131\u015fman\u0131na ba\u015fvurun.<\/p><a class=\"gcf-text-link\" href=\"https:\/\/www.fca.org.uk\/consumers\/how-check-firm-individual-authorised\" target=\"_blank\" rel=\"noopener\">Dan\u0131\u015fman\u0131n yetkilerini FCA \u00fczerinden kontrol edin &#x2197;<\/a><p class=\"gcf-risk\">Mortgage veya gayrimenkul teminatl\u0131 ba\u015fka bir kredinin \u00f6demelerini yapmazsan\u0131z eviniz ya da di\u011fer gayrimenkul\u00fcn\u00fcz geri al\u0131nabilir.<\/p><p class=\"gcf-small\">Rehberler 6 Ekim 2026 tarihinde g\u00f6zden ge\u00e7irilmi\u015ftir.<\/p><\/aside><\/section><section class=\"gcf-locale gcf-locale-ar notranslate\" lang=\"ar\" dir=\"rtl\" data-gc-no-translate=\"true\" translate=\"no\"><header class=\"gcf-shell gcf-hero\"><div><p class=\"gcf-kicker\">\u0623\u062f\u0644\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u00b7 \u0644\u0646\u062f\u0646 \u0648\u0627\u0644\u0645\u0642\u0627\u0637\u0639\u0627\u062a \u0627\u0644\u0645\u062d\u064a\u0637\u0629<\/p><h1>\u0627\u0644\u0631\u0647\u0648\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/h1><p class=\"gcf-headline\">\u0637\u0631\u064a\u0642 \u0623\u0648\u0636\u062d \u0644\u062e\u0637\u0648\u062a\u0643 \u0627\u0644\u0645\u0642\u0628\u0644\u0629.<\/p><p class=\"gcf-lead\">\u062a\u0639\u0631\u0651\u0641 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0631\u0627\u0621 \u062e\u0637\u0637\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629. \u0627\u0633\u062a\u0643\u0634\u0641 \u0623\u062f\u0644\u062a\u0646\u0627 \u0644\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644 \u0648\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0648\u062a\u0645\u0648\u064a\u0644 \u0639\u0642\u0627\u0631 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0623\u0648 \u0645\u0642\u0631\u0651 \u062a\u062c\u0627\u0631\u064a.<\/p><div class=\"gcf-actions\"><a class=\"gcf-button\" href=\"https:\/\/goldmanandco.co.uk\/?page_id=250&amp;lang=ar\">\u0646\u0627\u0642\u0634 \u062e\u0637\u0637\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 <span aria-hidden=\"true\">&#x2197;<\/span><\/a><a class=\"gcf-text-link\" href=\"#gcf-residential-ar\">\u0627\u0633\u062a\u0643\u0634\u0641 \u0627\u0644\u0623\u062f\u0644\u0629 <span aria-hidden=\"true\">\u2193<\/span><\/a><\/div><\/div><figure class=\"gcf-hero-image\"><img src=\"https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline-1024x768.png\" srcset=\"https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline-768x576.png 768w, https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline-1024x768.png 1024w, https:\/\/goldmanandco.co.uk\/wp-content\/uploads\/2026\/09\/goldman-london-skyline.png 1448w\" sizes=\"(min-width: 861px) 45vw, 100vw\" width=\"1448\" height=\"1086\" loading=\"eager\" decoding=\"async\" alt=\"\u0623\u0641\u0642 \u0644\u0646\u062f\u0646 \u0648\u0643\u0627\u062a\u062f\u0631\u0627\u0626\u064a\u0629 \u0633\u0627\u0646\u062a \u0628\u0648\u0644 \u0639\u0646\u062f \u0627\u0644\u063a\u0633\u0642\"><\/figure><\/header><nav class=\"gcf-shell gcf-nav\" aria-label=\"\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0635\u0641\u062d\u0629\"><a href=\"#gcf-calculators-ar\">\u0627\u0644\u062d\u0627\u0633\u0628\u0627\u062a<\/a><a href=\"#gcf-residential-ar\">\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0646\u0627\u0632\u0644<\/a><a href=\"#gcf-investment-ar\">\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u0623\u0639\u0645\u0627\u0644<\/a><a href=\"#gcf-prepare-ar\">\u0627\u0644\u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u0644\u062a\u0642\u062f\u064a\u0645<\/a><a href=\"#gcf-tools-ar\">\u0623\u062f\u0648\u0627\u062a \u0645\u0641\u064a\u062f\u0629<\/a><\/nav><section class=\"gcf-shell gcf-section gcf-calculators\" id=\"gcf-calculators-ar\" aria-labelledby=\"gcf-calculators-title-ar\"><div class=\"gcf-section-head\"><p class=\"gcf-kicker\">\u0627\u0644\u062d\u0627\u0633\u0628\u0627\u062a<\/p><h2 id=\"gcf-calculators-title-ar\">\u0636\u0639 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0636\u0645\u0646 \u062e\u0637\u0637\u0643.<\/h2><p>\u0633\u062a \u0623\u062f\u0648\u0627\u062a \u0644\u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0648\u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0642\u0631\u0627\u0631 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0645\u0642\u0628\u0644. \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u0623\u0648\u0644\u064a\u0629 \u0623\u0645\u062b\u0644\u0629: \u0623\u062f\u062e\u0644 \u0645\u0628\u0627\u0644\u063a\u0643 \u0648\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0639\u0631\u0648\u0636\u0629 \u0639\u0644\u064a\u0643. \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u062a\u0642\u062f\u064a\u0631\u064a\u0629\u060c \u0648\u0644\u064a\u0633\u062a \u0639\u0631\u0636\u0627\u064b \u0623\u0648 \u062a\u0648\u0635\u064a\u0629 \u0634\u062e\u0635\u064a\u0629.<\/p><\/div><div class=\"gcf-calculator-grid\"><details class=\"gcf-calculator\" name=\"gcf-calculator-ar\" open><summary><span class=\"gcf-number\" aria-hidden=\"true\">01<\/span><span class=\"gcf-calculator-title\">\u0645\u0627 \u0645\u0628\u0644\u063a \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u061f<\/span><span class=\"gcf-read\">\u0627\u0641\u062a\u062d \u0627\u0644\u062d\u0627\u0633\u0628\u0629<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">\u0627\u0633\u062a\u0643\u0634\u0641 \u0645\u062b\u0627\u0644\u0627\u064b \u0644\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062f\u062e\u0644 \u0633\u0646\u0648\u064a \u0644\u0634\u062e\u0635 \u0623\u0648 \u0634\u062e\u0635\u064a\u0646 \u0648\u0645\u0636\u0627\u0639\u0641 \u062f\u062e\u0644 \u062a\u062e\u062a\u0627\u0631\u0647 \u0648\u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"affordability\" role=\"form\" aria-label=\"\u0645\u0627 \u0645\u0628\u0644\u063a \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u061f\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-affordability-income-ar\"><span>\u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0633\u0646\u0648\u064a \u0642\u0628\u0644 \u0627\u0644\u0636\u0631\u064a\u0628\u0629 (\u00a3)<\/span><input type=\"number\" name=\"income\" id=\"gcf-affordability-income-ar\" value=\"50000\" min=\"0\" max=\"10000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-affordability-second-ar\"><span>\u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0633\u0646\u0648\u064a \u0644\u0645\u0642\u062f\u0645 \u0627\u0644\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0646\u064a (\u00a3)<\/span><input type=\"number\" name=\"second\" id=\"gcf-affordability-second-ar\" value=\"0\" min=\"0\" max=\"10000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-affordability-deposit-ar\"><span>\u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 (\u00a3)<\/span><input type=\"number\" name=\"deposit\" id=\"gcf-affordability-deposit-ar\" value=\"40000\" min=\"0\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-affordability-multiple-ar\"><span>\u0645\u0636\u0627\u0639\u0641 \u0627\u0644\u062f\u062e\u0644 \u0644\u0644\u0645\u062b\u0627\u0644<\/span><input type=\"number\" name=\"multiple\" id=\"gcf-affordability-multiple-ar\" value=\"4.5\" min=\"0.1\" max=\"10\" step=\"0.1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>\u0627\u062d\u0633\u0628 <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>\u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a.<\/strong> \u0627\u0644\u0646\u0637\u0627\u0642 \u0645\u0646 4 \u0625\u0644\u0649 5 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u062f\u062e\u0644 \u0645\u062c\u0631\u062f \u0645\u062b\u0627\u0644. \u064a\u0645\u0643\u0646\u0643 \u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0645\u0636\u0627\u0639\u0641 \u0627\u0644\u0645\u062e\u062a\u0627\u0631. \u0644\u0627 \u062a\u064f\u0642\u064a\u0651\u0645 \u0627\u0644\u0645\u0635\u0631\u0648\u0641\u0627\u062a \u0623\u0648 \u0627\u0644\u062f\u064a\u0648\u0646 \u0623\u0648 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0623\u0648 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0645\u0642\u0631\u0636.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">02<\/span><span class=\"gcf-calculator-title\">\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a<\/span><span class=\"gcf-read\">\u0627\u0641\u062a\u062d \u0627\u0644\u062d\u0627\u0633\u0628\u0629<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">\u0642\u062f\u0651\u0631 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0648\u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0627\u0644\u0631\u0635\u064a\u062f \u0641\u064a \u0642\u0631\u0636 \u0628\u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0635\u0644 \u0623\u0648 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u0642\u0637.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"repayment\" role=\"form\" aria-label=\"\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-repayment-amount-ar\"><span>\u0645\u0628\u0644\u063a \u0627\u0644\u0631\u0647\u0646 (\u00a3)<\/span><input type=\"number\" name=\"amount\" id=\"gcf-repayment-amount-ar\" value=\"250000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-repayment-rate-ar\"><span>\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-repayment-rate-ar\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-repayment-years-ar\"><span>\u0645\u062f\u0629 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 (\u0633\u0646\u0648\u0627\u062a)<\/span><input type=\"number\" name=\"years\" id=\"gcf-repayment-years-ar\" value=\"25\" min=\"1\" max=\"40\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-repayment-type-ar\"><span>\u0646\u0648\u0639 \u0627\u0644\u0633\u062f\u0627\u062f<\/span><select name=\"type\" id=\"gcf-repayment-type-ar\"><option value=\"repay\">\u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0635\u0644 \u0648\u0627\u0644\u0641\u0627\u0626\u062f\u0629<\/option><option value=\"interest\">\u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u0642\u0637<\/option><\/select><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>\u0627\u062d\u0633\u0628 <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>\u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a.<\/strong> \u064a\u064f\u0641\u062a\u0631\u0636 \u0633\u0639\u0631 \u062b\u0627\u0628\u062a \u0648\u0641\u0627\u0626\u062f\u0629 \u0634\u0647\u0631\u064a\u0629 \u0648\u0623\u0642\u0633\u0627\u0637 \u0644\u0627 \u062a\u062a\u063a\u064a\u0631. \u062a\u064f\u0633\u062a\u0628\u0639\u062f \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0647\u0646 \u0648\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u062f\u0629. \u064a\u064f\u0633\u062f\u0651\u062f \u0623\u0635\u0644 \u0642\u0631\u0636 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u0642\u0637 \u0628\u0634\u0643\u0644 \u0645\u0646\u0641\u0635\u0644.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">03<\/span><span class=\"gcf-calculator-title\">\u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u062f\u0645\u063a\u0629<\/span><span class=\"gcf-read\">\u0627\u0641\u062a\u062d \u0627\u0644\u062d\u0627\u0633\u0628\u0629<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">\u0642\u062f\u0651\u0631 SDLT \u0627\u0644\u0633\u0643\u0646\u064a\u0629 \u0641\u064a \u0625\u0646\u062c\u0644\u062a\u0631\u0627 \u0648\u0623\u064a\u0631\u0644\u0646\u062f\u0627 \u0627\u0644\u0634\u0645\u0627\u0644\u064a\u0629\u060c \u0645\u0639 \u0625\u0639\u0641\u0627\u0621 \u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u0648\u0627\u0644\u0632\u064a\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0628\u0642\u0629.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"stamp\" role=\"form\" aria-label=\"\u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u062f\u0645\u063a\u0629\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-stamp-price-ar\"><span>\u0633\u0639\u0631 \u0634\u0631\u0627\u0621 \u0627\u0644\u0639\u0642\u0627\u0631 (\u00a3)<\/span><input type=\"number\" name=\"price\" id=\"gcf-stamp-price-ar\" value=\"300000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-stamp-buyer-ar\"><span>\u0646\u0648\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a<\/span><select name=\"buyer\" id=\"gcf-stamp-buyer-ar\"><option value=\"standard\">\u0634\u0631\u0627\u0621 \u0642\u064a\u0627\u0633\u064a \/ \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0627\u0644\u0645\u0646\u0632\u0644 \u0627\u0644\u0631\u0626\u064a\u0633\u064a<\/option><option value=\"first\">\u0645\u0634\u062a\u0631\u064a \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u0645\u0633\u062a\u062d\u0642 \u0644\u0644\u0625\u0639\u0641\u0627\u0621<\/option><option value=\"additional\">\u0639\u0642\u0627\u0631 \u0633\u0643\u0646\u064a \u0625\u0636\u0627\u0641\u064a<\/option><\/select><\/label><label class=\"gcf-calc-checkbox\" for=\"gcf-stamp-nonresident-ar\"><input type=\"checkbox\" name=\"nonresident\" id=\"gcf-stamp-nonresident-ar\"><span>\u063a\u064a\u0631 \u0645\u0642\u064a\u0645 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0644\u0623\u063a\u0631\u0627\u0636 SDLT (\u0632\u064a\u0627\u062f\u0629 2%)<\/span><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>\u0627\u062d\u0633\u0628 <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>\u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a.<\/strong> \u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0644\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0643\u0646\u064a\u0629 \u0641\u064a \u0625\u0646\u062c\u0644\u062a\u0631\u0627 \u0648\u0623\u064a\u0631\u0644\u0646\u062f\u0627 \u0627\u0644\u0634\u0645\u0627\u0644\u064a\u0629 \u0641\u0642\u0637. \u0641\u064f\u062d\u0635\u062a \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0641\u064a 6 \u0623\u0643\u062a\u0648\u0628\u0631 2026. \u064a\u062c\u0628 \u0623\u0646 \u064a\u0633\u062a\u062d\u0642 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0625\u0639\u0641\u0627\u0621 \u0623\u0648\u0644 \u0634\u0631\u0627\u0621. \u062a\u064f\u0633\u062a\u0628\u0639\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0648\u0627\u0644\u0635\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0648\u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0648\u0625\u064a\u062c\u0627\u0631 \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u062c\u062f\u064a\u062f \u0648\u0627\u0644\u0625\u0639\u0641\u0627\u0621\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629. \u0623\u0643\u0651\u062f \u0627\u0644\u0646\u062a\u064a\u062c\u0629 \u0645\u0639 \u0645\u0633\u062a\u0634\u0627\u0631\u0643 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/residential-property-rates\" target=\"_blank\" rel=\"noopener\">\u062a\u062d\u0642\u0651\u0642 \u0645\u0646 \u0623\u0633\u0639\u0627\u0631 HMRC \u0627\u0644\u062d\u0627\u0644\u064a\u0629 &#x2197;<\/a><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">04<\/span><span class=\"gcf-calculator-title\">\u0627\u0644\u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0644\u0631\u0647\u0646<\/span><span class=\"gcf-read\">\u0627\u0641\u062a\u062d \u0627\u0644\u062d\u0627\u0633\u0628\u0629<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">\u0627\u0633\u062a\u0643\u0634\u0641 \u0623\u062b\u0631 \u062f\u0641\u0639\u0627\u062a \u0634\u0647\u0631\u064a\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0648\u062f\u0641\u0639\u0629 \u0648\u0627\u062d\u062f\u0629 \u0641\u0648\u0631\u064a\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0645\u0646 \u0627\u062a\u0641\u0627\u0642\u0643.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"overpayment\" role=\"form\" aria-label=\"\u0627\u0644\u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0644\u0631\u0647\u0646\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-overpayment-balance-ar\"><span>\u0631\u0635\u064a\u062f \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u062d\u0627\u0644\u064a (\u00a3)<\/span><input type=\"number\" name=\"balance\" id=\"gcf-overpayment-balance-ar\" value=\"250000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-rate-ar\"><span>\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-overpayment-rate-ar\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-payment-ar\"><span>\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u062d\u0627\u0644\u064a (\u00a3)<\/span><input type=\"number\" name=\"payment\" id=\"gcf-overpayment-payment-ar\" value=\"1500\" min=\"0.01\" max=\"1000000\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-months-ar\"><span>\u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0645\u0646 \u0627\u0644\u0627\u062a\u0641\u0627\u0642 \u0627\u0644\u062d\u0627\u0644\u064a<\/span><input type=\"number\" name=\"months\" id=\"gcf-overpayment-months-ar\" value=\"24\" min=\"1\" max=\"480\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-extra-ar\"><span>\u062f\u0641\u0639\u0629 \u0634\u0647\u0631\u064a\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 (\u00a3)<\/span><input type=\"number\" name=\"extra\" id=\"gcf-overpayment-extra-ar\" value=\"200\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-overpayment-lump-ar\"><span>\u062f\u0641\u0639\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 \u0641\u0648\u0631\u064a\u0629 (\u00a3)<\/span><input type=\"number\" name=\"lump\" id=\"gcf-overpayment-lump-ar\" value=\"0\" min=\"0\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>\u0627\u062d\u0633\u0628 <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>\u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a.<\/strong> \u062a\u064f\u0637\u0628\u0642 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0648\u0627\u062d\u062f\u0629 \u0641\u0648\u0631\u0627\u064b \u0648\u0627\u0644\u0625\u0636\u0627\u0641\u0627\u062a \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0634\u0647\u0631. \u062a\u0628\u0642\u0649 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0645\u0639\u062a\u0627\u062f \u062b\u0627\u0628\u062a\u064a\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0645\u062d\u062f\u062f\u0629. \u0627\u0644\u0631\u0633\u0648\u0645 \u0645\u0633\u062a\u0628\u0639\u062f\u0629: \u062a\u062d\u0642\u0651\u0642 \u0645\u0646 \u062d\u062f \u0627\u0644\u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u062f\u0649 \u0627\u0644\u0645\u0642\u0631\u0636.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">05<\/span><span class=\"gcf-calculator-title\">\u0646\u0642\u0644 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a<\/span><span class=\"gcf-read\">\u0627\u0641\u062a\u062d \u0627\u0644\u062d\u0627\u0633\u0628\u0629<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">\u0642\u0627\u0631\u0646 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0641\u0627\u0626\u062f\u062a\u0643 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0645\u0639 \u0642\u0631\u0636 \u0625\u0636\u0627\u0641\u064a \u0628\u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0627\u0644\u0631\u0647\u0646 \u0643\u0627\u0645\u0644\u0627\u064b.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"porting\" role=\"form\" aria-label=\"\u0646\u0642\u0644 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-porting-balance-ar\"><span>\u0631\u0635\u064a\u062f \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u062d\u0627\u0644\u064a (\u00a3)<\/span><input type=\"number\" name=\"balance\" id=\"gcf-porting-balance-ar\" value=\"200000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-rate-ar\"><span>\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-porting-rate-ar\" value=\"3\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-years-ar\"><span>\u0645\u062f\u0629 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 (\u0633\u0646\u0648\u0627\u062a)<\/span><input type=\"number\" name=\"years\" id=\"gcf-porting-years-ar\" value=\"25\" min=\"1\" max=\"40\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-months-ar\"><span>\u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0645\u0646 \u0627\u0644\u0627\u062a\u0641\u0627\u0642 \u0627\u0644\u062d\u0627\u0644\u064a<\/span><input type=\"number\" name=\"months\" id=\"gcf-porting-months-ar\" value=\"24\" min=\"1\" max=\"480\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-additional-ar\"><span>\u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0625\u0636\u0627\u0641\u064a \u0627\u0644\u0645\u0637\u0644\u0648\u0628 (\u00a3)<\/span><input type=\"number\" name=\"additional\" id=\"gcf-porting-additional-ar\" value=\"100000\" min=\"0\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-property-ar\"><span>\u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0642\u0627\u0631 \u0627\u0644\u062c\u062f\u064a\u062f (\u00a3)<\/span><input type=\"number\" name=\"property\" id=\"gcf-porting-property-ar\" value=\"450000\" min=\"1\" max=\"200000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-toprate-ar\"><span>\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0625\u0636\u0627\u0641\u064a (%)<\/span><input type=\"number\" name=\"toprate\" id=\"gcf-porting-toprate-ar\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-newrate-ar\"><span>\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u062c\u062f\u064a\u062f (%)<\/span><input type=\"number\" name=\"newrate\" id=\"gcf-porting-newrate-ar\" value=\"5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-erc-ar\"><span>\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0643\u0631 (% \u0645\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u062d\u0627\u0644\u064a)<\/span><input type=\"number\" name=\"erc\" id=\"gcf-porting-erc-ar\" value=\"2\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-portfees-ar\"><span>\u062a\u0643\u0627\u0644\u064a\u0641 \u0646\u0642\u0644 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0642\u062f\u0645\u0627\u064b (\u00a3)<\/span><input type=\"number\" name=\"portfees\" id=\"gcf-porting-portfees-ar\" value=\"0\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-porting-newfees-ar\"><span>\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u062c\u062f\u064a\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0642\u062f\u0645\u0627\u064b (\u00a3)<\/span><input type=\"number\" name=\"newfees\" id=\"gcf-porting-newfees-ar\" value=\"1000\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>\u0627\u062d\u0633\u0628 <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>\u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a.<\/strong> \u0642\u0631\u0648\u0636 \u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0635\u0644 \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0646\u0641\u0633\u0647\u0627. \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u062b\u0627\u0628\u062a\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0645\u062e\u062a\u0627\u0631\u0629\u061b \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0643\u0631 \u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0642\u062f\u0645\u0627\u064b. \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0644\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u062f\u062e\u0644\u0629. \u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0646\u0642\u0644 \u0648\u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0625\u0636\u0627\u0641\u064a \u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0645\u0642\u0631\u0636.<\/p><\/div><\/details><details class=\"gcf-calculator\" name=\"gcf-calculator-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">06<\/span><span class=\"gcf-calculator-title\">\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0628\u0643\u0631<\/span><span class=\"gcf-read\">\u0627\u0641\u062a\u062d \u0627\u0644\u062d\u0627\u0633\u0628\u0629<\/span><\/summary><div class=\"gcf-calc-content\"><p class=\"gcf-calc-intro\">\u0642\u0627\u0631\u0646 \u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0622\u0646 \u0628\u0627\u0644\u0628\u0642\u0627\u0621 \u062d\u062a\u0649 \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u0627\u062a\u0641\u0627\u0642 \u0627\u0644\u062d\u0627\u0644\u064a\u060c \u0645\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0643\u0631.<\/p><div class=\"gcf-calc-body\" data-gcf-calculator=\"remortgage\" role=\"form\" aria-label=\"\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0628\u0643\u0631\"><div class=\"gcf-calc-inputs\"><label class=\"gcf-calc-field\" for=\"gcf-remortgage-balance-ar\"><span>\u0631\u0635\u064a\u062f \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u062d\u0627\u0644\u064a (\u00a3)<\/span><input type=\"number\" name=\"balance\" id=\"gcf-remortgage-balance-ar\" value=\"250000\" min=\"1\" max=\"100000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-rate-ar\"><span>\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a (%)<\/span><input type=\"number\" name=\"rate\" id=\"gcf-remortgage-rate-ar\" value=\"5.5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-years-ar\"><span>\u0645\u062f\u0629 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 (\u0633\u0646\u0648\u0627\u062a)<\/span><input type=\"number\" name=\"years\" id=\"gcf-remortgage-years-ar\" value=\"25\" min=\"1\" max=\"40\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-months-ar\"><span>\u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0645\u0646 \u0627\u0644\u0627\u062a\u0641\u0627\u0642 \u0627\u0644\u062d\u0627\u0644\u064a<\/span><input type=\"number\" name=\"months\" id=\"gcf-remortgage-months-ar\" value=\"24\" min=\"1\" max=\"480\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-newrate-ar\"><span>\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u062c\u062f\u064a\u062f (%)<\/span><input type=\"number\" name=\"newrate\" id=\"gcf-remortgage-newrate-ar\" value=\"4.5\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-erc-ar\"><span>\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0643\u0631 (% \u0645\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u062d\u0627\u0644\u064a)<\/span><input type=\"number\" name=\"erc\" id=\"gcf-remortgage-erc-ar\" value=\"2\" min=\"0\" max=\"30\" step=\"0.01\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><label class=\"gcf-calc-field\" for=\"gcf-remortgage-fees-ar\"><span>\u062a\u0643\u0627\u0644\u064a\u0641 \u062a\u063a\u064a\u064a\u0631 \u0623\u062e\u0631\u0649 \u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0642\u062f\u0645\u0627\u064b (\u00a3)<\/span><input type=\"number\" name=\"fees\" id=\"gcf-remortgage-fees-ar\" value=\"1000\" min=\"0\" max=\"1000000\" step=\"1\" inputmode=\"decimal\" autocomplete=\"off\" required><\/label><button class=\"gcf-button\" type=\"button\" data-gcf-calculate>\u0627\u062d\u0633\u0628 <span aria-hidden=\"true\">\u2192<\/span><\/button><p data-gcf-error class=\"gcf-calc-error\" role=\"alert\"><\/p><\/div><div class=\"gcf-calc-results\" data-gcf-results aria-live=\"polite\" aria-atomic=\"false\"><\/div><\/div><p class=\"gcf-calc-assumptions\"><strong>\u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a.<\/strong> \u0627\u0644\u0631\u0635\u064a\u062f \u0648\u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0645\u062a\u0633\u0627\u0648\u064a\u0627\u0646\u061b \u0648\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u062b\u0627\u0628\u062a\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0645\u062e\u062a\u0627\u0631\u0629 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0642\u062f\u0645\u0627\u064b. \u064a\u0639\u062a\u0645\u062f \u0627\u0644\u062a\u0639\u0627\u062f\u0644 \u0639\u0644\u0649 \u062a\u063a\u0637\u064a\u0629 \u0648\u0641\u0648\u0631\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062a\u0631\u0627\u0643\u0645\u064a\u0629 \u0644\u0644\u0631\u0633\u0648\u0645 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u062f\u062e\u0644\u0629. \u062a\u064f\u0633\u062a\u0628\u0639\u062f \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0648\u062a\u063a\u064a\u0631 \u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0643\u0631.<\/p><\/div><\/details><\/div><noscript><p>\u064a\u0645\u0643\u0646\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0648\u0627\u0644\u0623\u062f\u0644\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0644\u0629 \u0623\u062f\u0646\u0627\u0647 \u0625\u0630\u0627 \u0644\u0645 \u062a\u0639\u0645\u0644 \u0627\u0644\u062d\u0627\u0633\u0628\u0627\u062a.<\/p><\/noscript><\/section><section class=\"gcf-shell gcf-section\" id=\"gcf-residential-ar\" aria-labelledby=\"gcf-residential-ar-title\"><div class=\"gcf-section-head\"><p class=\"gcf-kicker\">\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0646\u0627\u0632\u0644<\/p><h2 id=\"gcf-residential-ar-title\">\u0645\u0646\u0632\u0644\u0643. \u0641\u0635\u0644 \u062c\u062f\u064a\u062f.<\/h2><p>\u0646\u0642\u0637\u0629 \u0628\u062f\u0627\u064a\u0629 \u0644\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u0648\u0627\u0644\u0631\u0627\u063a\u0628\u064a\u0646 \u0641\u064a \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0648\u0645\u0627\u0644\u0643\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0627\u0644\u062d\u0627\u0644\u064a\u064a\u0646.<\/p><\/div><div class=\"gcf-grid\"><details class=\"gcf-card\" name=\"gcf-guide-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">01<\/span><span class=\"gcf-kicker\">\u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0623\u0648\u0644\u0649<\/span><span class=\"gcf-card-title\">\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644\u0643 \u0627\u0644\u0623\u0648\u0644<\/span><span class=\"gcf-read\">\u0627\u0642\u0631\u0623 \u0627\u0644\u062f\u0644\u064a\u0644<\/span><\/summary><div class=\"gcf-answer\"><p>\u062e\u0637\u0651\u0637 \u0644\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0648\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0648\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0634\u0631\u0627\u0621 \u0642\u0628\u0644 \u0628\u062f\u0621 \u0627\u0644\u0645\u0639\u0627\u064a\u0646\u0627\u062a. \u064a\u0642\u064a\u0651\u0645 \u0627\u0644\u0645\u0642\u0631\u0636 \u062f\u062e\u0644\u0643 \u0648\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0643 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0639\u0642\u0627\u0631. \u0646\u0633\u0628\u0629 \u0627\u0644\u0642\u0631\u0636 \u0625\u0644\u0649 \u0627\u0644\u0642\u064a\u0645\u0629 \u0647\u064a \u0645\u0628\u0644\u063a \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0643\u0646\u0633\u0628\u0629 \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0642\u0627\u0631. \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0645\u0628\u062f\u0626\u064a\u0629 \u0645\u0624\u0634\u0631 \u0623\u0648\u0644\u064a\u060c \u0648\u0644\u064a\u0633\u062a \u0639\u0631\u0636 \u0631\u0647\u0646 \u0639\u0642\u0627\u0631\u064a \u0646\u0647\u0627\u0626\u064a\u0627\u064b.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/first-time-buyer-money-tips\" target=\"_blank\" rel=\"noopener\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">02<\/span><span class=\"gcf-kicker\">\u0641\u0647\u0645 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629<\/span><span class=\"gcf-card-title\">\u0641\u0627\u0626\u062f\u0629 \u062b\u0627\u0628\u062a\u0629 \u0623\u0645 \u0645\u0631\u062a\u0628\u0637\u0629 \u0623\u0645 \u0645\u062a\u063a\u064a\u0631\u0629\u061f<\/span><span class=\"gcf-read\">\u0627\u0642\u0631\u0623 \u0627\u0644\u062f\u0644\u064a\u0644<\/span><\/summary><div class=\"gcf-answer\"><p>\u064a\u0628\u0642\u0649 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a \u062f\u0648\u0646 \u062a\u063a\u064a\u064a\u0631 \u0644\u0641\u062a\u0631\u0629 \u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627. \u0648\u064a\u062a\u0628\u0639 \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0645\u0631\u062a\u0628\u0637 \u0645\u0631\u062c\u0639\u0627\u064b \u0645\u062d\u062f\u062f\u0627\u064b\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0645\u0642\u0631\u0636 \u062a\u063a\u064a\u064a\u0631 \u0633\u0639\u0631\u0647 \u0627\u0644\u0645\u062a\u063a\u064a\u0631 \u0627\u0644\u0642\u064a\u0627\u0633\u064a \u0648\u0641\u0642 \u0634\u0631\u0648\u0637\u0647. \u0641\u0643\u0651\u0631 \u0641\u064a \u0623\u062b\u0631 \u062a\u063a\u064a\u0651\u0631 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0639\u0644\u0649 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0648\u0645\u0627 \u064a\u062d\u062f\u062b \u0639\u0646\u062f \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u062a\u0645\u0647\u064a\u062f\u064a\u0629.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-interest-rate-options\" target=\"_blank\" rel=\"noopener\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">03<\/span><span class=\"gcf-kicker\">\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u062f\u0627\u062f<\/span><span class=\"gcf-card-title\">\u0633\u062f\u0627\u062f \u0623\u0635\u0644 \u0627\u0644\u0642\u0631\u0636 \u0623\u0645 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u0642\u0637\u061f<\/span><span class=\"gcf-read\">\u0627\u0642\u0631\u0623 \u0627\u0644\u062f\u0644\u064a\u0644<\/span><\/summary><div class=\"gcf-answer\"><p>\u064a\u0633\u062f\u0651\u062f \u0631\u0647\u0646 \u0623\u0635\u0644 \u0627\u0644\u0642\u0631\u0636 \u0648\u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0648\u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0645\u062f\u0649 \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627. \u0623\u0645\u0627 \u0641\u064a \u0642\u0631\u0636 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u0642\u0637\u060c \u0641\u062a\u063a\u0637\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u064a\u0638\u0644 \u0623\u0635\u0644 \u0627\u0644\u0642\u0631\u0636 \u0645\u0633\u062a\u062d\u0642\u0627\u064b. \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062e\u0637\u0629 \u0645\u0648\u062b\u0648\u0642\u0629 \u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0635\u0644. \u0648\u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0648\u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0642\u0631\u0636 \u0648\u0638\u0631\u0648\u0641\u0643.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-repayment-options\" target=\"_blank\" rel=\"noopener\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">04<\/span><span class=\"gcf-kicker\">\u0645\u0631\u0627\u062c\u0639\u0629 \u0631\u0647\u0646\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a<\/span><span class=\"gcf-card-title\">\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644<\/span><span class=\"gcf-read\">\u0627\u0642\u0631\u0623 \u0627\u0644\u062f\u0644\u064a\u0644<\/span><\/summary><div class=\"gcf-answer\"><p>\u062a\u0646\u0642\u0644 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0642\u0631\u0636\u0643 \u0625\u0644\u0649 \u0645\u0642\u0631\u0636 \u062c\u062f\u064a\u062f. \u0623\u0645\u0627 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u062c \u0641\u064a\u0639\u062f\u0651\u0644 \u0627\u0644\u0627\u062a\u0641\u0627\u0642 \u0645\u0639 \u0645\u0642\u0631\u0636\u0643 \u0627\u0644\u062d\u0627\u0644\u064a. \u0642\u0627\u0631\u0646 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0648\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0643\u0631. \u0648\u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0646\u062a\u0642\u0644\u060c \u0627\u0633\u0623\u0644 \u0639\u0646 \u0646\u0642\u0644 \u0627\u0644\u0627\u062a\u0641\u0627\u0642 \u0627\u0644\u062d\u0627\u0644\u064a \u0625\u0644\u0649 \u0627\u0644\u0639\u0642\u0627\u0631 \u0627\u0644\u062c\u062f\u064a\u062f\u061b \u0625\u0630 \u064a\u0638\u0644 \u0630\u0644\u0643 \u062e\u0627\u0636\u0639\u0627\u064b \u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0642\u0631\u0636 \u0648\u0627\u0644\u0639\u0642\u0627\u0631.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/remortgaging-to-cut-costs\" target=\"_blank\" rel=\"noopener\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><\/div><\/section><section class=\"gcf-shell gcf-section\" id=\"gcf-investment-ar\" aria-labelledby=\"gcf-investment-ar-title\"><div class=\"gcf-section-head\"><p class=\"gcf-kicker\">\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u0623\u0639\u0645\u0627\u0644<\/p><h2 id=\"gcf-investment-ar-title\">\u062a\u0645\u0648\u064a\u0644 \u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0639\u0642\u0627\u0631\u064a\u0629 \u0645\u062e\u062a\u0644\u0641\u0629.<\/h2><p>\u0645\u0633\u0627\u0626\u0644 \u062a\u0633\u062a\u062d\u0642 \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0639\u0646\u062f \u0634\u0631\u0627\u0621 \u0639\u0642\u0627\u0631 \u0644\u0644\u062a\u0623\u062c\u064a\u0631 \u0623\u0648 \u0645\u0642\u0631\u0651 \u062a\u062c\u0627\u0631\u064a \u0623\u0648 \u062a\u0646\u0641\u064a\u0630 \u0645\u0634\u0631\u0648\u0639 \u062a\u0637\u0648\u064a\u0631.<\/p><\/div><div class=\"gcf-grid\"><details class=\"gcf-card\" name=\"gcf-guide-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">05<\/span><span class=\"gcf-kicker\">\u0644\u0645\u0627\u0644\u0643\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0624\u062c\u0631\u0629<\/span><span class=\"gcf-card-title\">\u0627\u0644\u0631\u0647\u0648\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0628\u063a\u0631\u0636 \u0627\u0644\u062a\u0623\u062c\u064a\u0631<\/span><span class=\"gcf-read\">\u0627\u0642\u0631\u0623 \u0627\u0644\u062f\u0644\u064a\u0644<\/span><\/summary><div class=\"gcf-answer\"><p>\u064a\u062e\u062a\u0644\u0641 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631 \u0627\u0644\u0645\u0624\u062c\u0631 \u0639\u0646 \u062a\u0645\u0648\u064a\u0644 \u0645\u0646\u0632\u0644\u0643 \u0627\u0644\u062e\u0627\u0635. \u064a\u0646\u0638\u0631 \u0627\u0644\u0645\u0642\u0631\u0636 \u0625\u0644\u0649 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0648\u0645\u0639\u0627\u064a\u064a\u0631\u0647 \u0627\u0644\u062e\u0627\u0635\u0629. \u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0644\u0644\u0625\u0635\u0644\u0627\u062d\u0627\u062a \u0648\u0627\u0644\u0641\u062a\u0631\u0627\u062a \u0628\u0644\u0627 \u062f\u062e\u0644 \u0625\u064a\u062c\u0627\u0631\u064a\u060c \u0648\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0645\u0634\u0648\u0631\u0629 \u0636\u0631\u064a\u0628\u064a\u0629. \u0648\u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u064a\u062f \u062a\u0623\u062c\u064a\u0631 \u0645\u0646\u0632\u0644 \u0639\u0644\u064a\u0647 \u0631\u0647\u0646 \u0633\u0643\u0646\u064a\u060c \u0641\u062a\u062d\u062f\u062b \u0623\u0648\u0644\u0627\u064b \u0645\u0639 \u0645\u0642\u0631\u0636\u0643.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/blog\/buy-or-rent-a-home\/buy-to-let-mortgages-explained\" target=\"_blank\" rel=\"noopener\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a: MoneyHelper <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">06<\/span><span class=\"gcf-kicker\">\u0644\u0644\u0623\u0639\u0645\u0627\u0644 \u0648\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646<\/span><span class=\"gcf-card-title\">\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/span><span class=\"gcf-read\">\u0627\u0642\u0631\u0623 \u0627\u0644\u062f\u0644\u064a\u0644<\/span><\/summary><div class=\"gcf-answer\"><p>\u0642\u062f \u064a\u0645\u0648\u0651\u0644 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0645\u0642\u0631\u0651\u0627\u064b \u0644\u0639\u0645\u0644\u0643 \u0623\u0648 \u0639\u0642\u0627\u0631\u0627\u064b \u0645\u0624\u062c\u0631\u0627\u064b \u0644\u0634\u0627\u063a\u0644 \u0622\u062e\u0631. \u064a\u0642\u064a\u0651\u0645 \u0627\u0644\u0645\u0642\u0631\u0636 \u0627\u0644\u0639\u0642\u0627\u0631 \u0648\u062f\u062e\u0644 \u0627\u0644\u0639\u0645\u0644 \u0623\u0648 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0648\u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f. \u0631\u0627\u062c\u0639 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0643\u0627\u0645\u0644\u0629 \u0648\u0623\u064a \u0643\u0641\u0627\u0644\u0627\u062a \u0648\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0634\u0631\u0627\u0621 \u0645\u0639 \u0645\u0633\u062a\u0634\u0627\u0631\u064a\u0646 \u0645\u0627\u0644\u064a\u064a\u0646 \u0648\u0642\u0627\u0646\u0648\u0646\u064a\u064a\u0646 \u0645\u0646\u0627\u0633\u0628\u064a\u0646.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.british-business-bank.co.uk\/business-guidance\/guidance-articles\/finance\/how-to-finance-a-commercial-property-purchase\" target=\"_blank\" rel=\"noopener\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a: British Business Bank <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">07<\/span><span class=\"gcf-kicker\">\u062a\u0645\u0648\u064a\u0644 \u0642\u0635\u064a\u0631 \u0627\u0644\u0623\u062c\u0644<\/span><span class=\"gcf-card-title\">\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062c\u0633\u0631\u064a<\/span><span class=\"gcf-read\">\u0627\u0642\u0631\u0623 \u0627\u0644\u062f\u0644\u064a\u0644<\/span><\/summary><div class=\"gcf-answer\"><p>\u064a\u0648\u0641\u0631 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u062c\u0633\u0631\u064a \u062a\u0645\u0648\u064a\u0644\u0627\u064b \u0642\u0635\u064a\u0631 \u0627\u0644\u0623\u062c\u0644 \u0628\u0636\u0645\u0627\u0646 \u0623\u0635\u0644. \u0648\u064a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062e\u0637\u0629 \u0633\u062f\u0627\u062f \u0648\u0627\u0642\u0639\u064a\u0629\u060c \u0645\u062b\u0644 \u0627\u0644\u0628\u064a\u0639 \u0623\u0648 \u062a\u0645\u0648\u064a\u0644 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644. \u0642\u062f \u062a\u0643\u0648\u0646 \u062a\u0643\u0644\u0641\u062a\u0647 \u0623\u0639\u0644\u0649 \u0645\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0637\u0648\u0644. \u062a\u062d\u0642\u0651\u0642 \u0645\u0646 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0645\u0648\u0639\u062f \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u0648\u0645\u0627 \u064a\u062d\u062f\u062b \u0625\u0630\u0627 \u062a\u0623\u062e\u0631 \u0627\u0644\u0628\u064a\u0639 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0627\u0646.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.british-business-bank.co.uk\/business-guidance\/guidance-articles\/finance\/what-is-a-business-bridging-loan\" target=\"_blank\" rel=\"noopener\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a: British Business Bank <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><details class=\"gcf-card\" name=\"gcf-guide-ar\"><summary><span class=\"gcf-number\" aria-hidden=\"true\">08<\/span><span class=\"gcf-kicker\">\u0644\u0644\u0645\u0634\u0631\u0648\u0639\u0627\u062a \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629<\/span><span class=\"gcf-card-title\">\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a<\/span><span class=\"gcf-read\">\u0627\u0642\u0631\u0623 \u0627\u0644\u062f\u0644\u064a\u0644<\/span><\/summary><div class=\"gcf-answer\"><p>\u064a\u0645\u0643\u0646 \u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u0637\u0648\u064a\u0631 \u062f\u0639\u0645 \u0645\u0634\u0631\u0648\u0639 \u0628\u0646\u0627\u0621\u060c \u0645\u0639 \u0635\u0631\u0641 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0644\u0649 \u0645\u0631\u0627\u062d\u0644 \u0648\u0641\u0642 \u062a\u0633\u0647\u064a\u0644\u0627\u062a \u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627. \u062c\u0647\u0651\u0632 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0648\u062c\u062f\u0648\u0644\u0647 \u0648\u0648\u0636\u0639\u0647 \u0627\u0644\u062a\u062e\u0637\u064a\u0637\u064a \u0648\u062e\u0637\u0629 \u0627\u0644\u0633\u062f\u0627\u062f. \u0646\u0627\u0642\u0634 \u0634\u0631\u0648\u0637 \u0627\u0644\u0635\u0631\u0641 \u0648\u0627\u0644\u0645\u062a\u0627\u0628\u0639\u0629 \u0648\u0643\u064a\u0641\u064a\u0629 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u062a\u0623\u062e\u064a\u0631 \u0623\u0648 \u062a\u063a\u064a\u0631 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0642\u0628\u0644 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u062a\u0645\u0648\u064a\u0644.<\/p><a class=\"gcf-source\" href=\"https:\/\/www.natwest.com\/business\/loans-and-finance\/real-estate-finance\/residential-property-development.html\" target=\"_blank\" rel=\"noopener\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a: NatWest \u2014 \u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u0637\u0648\u064a\u0631 <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><\/details><\/div><\/section><section class=\"gcf-planning\"><div class=\"gcf-shell gcf-planning-grid\"><section id=\"gcf-prepare-ar\" aria-labelledby=\"gcf-prepare-ar-title\"><p class=\"gcf-kicker\">\u0627\u0644\u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u0644\u062a\u0642\u062f\u064a\u0645<\/p><h2 id=\"gcf-prepare-ar-title\">\u062c\u0647\u0651\u0632 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629.<\/h2><p>\u0633\u064a\u0624\u0643\u062f \u0627\u0644\u0645\u0642\u0631\u0636 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u062a\u062d\u062f\u064a\u062f\u0627\u064b. \u0648\u064a\u0645\u0643\u0646 \u0627\u0644\u0628\u062f\u0621 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/p><ul><li>\u0625\u062b\u0628\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629 \u0648\u0627\u0644\u0639\u0646\u0648\u0627\u0646<\/li><li>\u0625\u062b\u0628\u0627\u062a \u0627\u0644\u062f\u062e\u0644 \u0623\u0648 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0648\u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0644\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631<\/li><li>\u0643\u0634\u0648\u0641 \u0627\u0644\u0628\u0646\u0643 \u0648\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0645\u0635\u0631\u0648\u0641\u0627\u062a \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629 \u0623\u0648 \u0627\u0644\u062f\u064a\u0648\u0646<\/li><li>\u0625\u062b\u0628\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0648\u0645\u0635\u062f\u0631\u0647\u0627<\/li><li>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631 \u0648\u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u062d\u0627\u0644\u064a \u0639\u0646\u062f \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/li><\/ul><a class=\"gcf-text-link\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/how-to-apply-for-a-mortgage\" target=\"_blank\" rel=\"noopener\">\u0627\u0642\u0631\u0623 \u062f\u0644\u064a\u0644 \u0627\u0644\u062a\u0642\u062f\u064a\u0645 \u0645\u0646 MoneyHelper &#x2197;<\/a><\/section><section id=\"gcf-tools-ar\" aria-labelledby=\"gcf-tools-ar-title\"><p class=\"gcf-kicker\">\u0623\u062f\u0648\u0627\u062a \u0645\u0641\u064a\u062f\u0629<\/p><h2 id=\"gcf-tools-ar-title\">\u0642\u064a\u0651\u0645 \u062e\u0637\u0637\u0643 \u0628\u0627\u0644\u0623\u0631\u0642\u0627\u0645.<\/h2><p>\u0627\u0633\u062a\u062e\u062f\u0645 \u062d\u0627\u0633\u0628\u0627\u062a MoneyHelper \u0644\u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0648\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629. \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u062a\u0642\u062f\u064a\u0631\u064a\u0629\u061b \u0648\u064a\u062c\u0631\u064a \u0627\u0644\u0645\u0642\u0631\u0636\u0648\u0646 \u062a\u0642\u064a\u064a\u0645\u0647\u0645 \u0627\u0644\u062e\u0627\u0635 \u0644\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f \u0648\u0627\u0644\u0623\u0647\u0644\u064a\u0629.<\/p><div class=\"gcf-tool-links\"><a href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-repayment-calculator\" target=\"_blank\" rel=\"noopener\">\u062d\u0627\u0633\u0628\u0629 \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a <span aria-hidden=\"true\">&#x2197;<\/span><\/a><a href=\"https:\/\/www.moneyhelper.org.uk\/en\/homes\/buying-a-home\/mortgage-affordability-calculator\" target=\"_blank\" rel=\"noopener\">\u062d\u0627\u0633\u0628\u0629 \u0645\u0628\u0644\u063a \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a <span aria-hidden=\"true\">&#x2197;<\/span><\/a><\/div><p class=\"gcf-small\">\u062a\u064f\u0641\u062a\u062d \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0641\u064a \u0639\u0644\u0627\u0645\u0629 \u062a\u0628\u0648\u064a\u0628 \u062c\u062f\u064a\u062f\u0629.<\/p><\/section><\/div><\/section><section class=\"gcf-contact\"><div class=\"gcf-shell\"><p class=\"gcf-kicker\">\u062e\u0637\u0637\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629<\/p><h2>\u0627\u0628\u062f\u0623 \u0628\u0645\u062d\u0627\u062f\u062b\u0629.<\/h2><p>\u0623\u062e\u0628\u0631\u0646\u0627 \u0628\u0645\u0627 \u062a\u0631\u064a\u062f \u0634\u0631\u0627\u0621\u0647 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u062a\u0645\u0648\u064a\u0644\u0647 \u0623\u0648 \u062a\u0637\u0648\u064a\u0631\u0647. \u064a\u0645\u0643\u0646\u0646\u0627 \u0645\u0646\u0627\u0642\u0634\u0629 \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0648\u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0645\u062a\u062e\u0635\u0635 \u0627\u0644\u0630\u064a \u0642\u062f \u062a\u062d\u062a\u0627\u062c\u0647.<\/p><div class=\"gcf-actions\"><a class=\"gcf-button\" href=\"https:\/\/goldmanandco.co.uk\/?page_id=250&amp;lang=ar\">\u0646\u0627\u0642\u0634 \u062e\u0637\u0637\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 <span aria-hidden=\"true\">&#x2197;<\/span><\/a><a class=\"gcf-text-link\" href=\"mailto:info@goldmanandco.co.uk?subject=Mortgages%20%26%20Finance%20enquiry\">info@goldmanandco.co.uk<\/a><\/div><p class=\"gcf-small\">\u0627\u0633\u062a\u062e\u062f\u0645 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0644\u0644\u0627\u0633\u062a\u0641\u0633\u0627\u0631 \u0627\u0644\u0623\u0648\u0644\u064a. \u0648\u0633\u064a\u0634\u0631\u062d \u0645\u0642\u0631\u0636\u0643 \u0623\u0648 \u0645\u0633\u062a\u0634\u0627\u0631\u0643 \u0643\u064a\u0641\u064a\u0629 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0623\u0645\u0627\u0646.<\/p><\/div><\/section><aside class=\"gcf-shell gcf-notice\" aria-label=\"\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0647\u0645\u0629\"><p class=\"gcf-kicker\">\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0647\u0645\u0629<\/p><p>\u062a\u0642\u062f\u0651\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0644\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0627\u0645\u0629\u060c \u0648\u0644\u064a\u0633\u062a \u062a\u0648\u0635\u064a\u0629 \u0634\u062e\u0635\u064a\u0629 \u0628\u0631\u0647\u0646 \u0639\u0642\u0627\u0631\u064a \u0623\u0648 \u0639\u0631\u0636 \u062a\u0645\u0648\u064a\u0644. \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0648\u0627\u0644\u062a\u0648\u0641\u0631 \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0638\u0631\u0648\u0641\u0643 \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0645\u0642\u0631\u0636. \u0627\u0637\u0644\u0628 \u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0645\u0646 \u0645\u0633\u062a\u0634\u0627\u0631 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\u0639\u0642\u0627\u0631\u064a \u0623\u0648 \u0642\u0631\u0636 \u0622\u062e\u0631 \u0645\u0636\u0645\u0648\u0646 \u0628\u0647.<\/p><p class=\"gcf-small\">\u062a\u0645\u062a \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0623\u062f\u0644\u0629 \u0641\u064a 6 \u0623\u0643\u062a\u0648\u0628\u0631 2026.<\/p><\/aside><\/section><\/div>\n\n[vc_raw_html]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